R J S Forsyth, V L Carmichael, R A R Murray & L E Jackson

Reference number: 401974

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Appointed representative

R J S Forsyth, V L Carmichael, R A R Murray & L E Jackson does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • R J S Forsyth, V L Carmichael, R A R Murray & L E Jackson (FRN 401974) is an AR of NATIONAL FARMERS UNION MUTUAL INSURANCE SOCIETY LIMITED(THE) (FRN 117664). When you use R J S Forsyth, V L Carmichael, R A R Murray & L E Jackson's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from R J S Forsyth, V L Carmichael, R A R Murray & L E Jackson, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01835 822274

  • Address

    Eildon House, Newton St Boswells, Roxburghshire, TD6 0PP, United Kingdom

In the full report: 2 background checks

  • What kind of line 01835 822274 is
  • Who else gives the postcode TD6 0PP
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Other names (7)

If you were contacted under any of these names, it is this firm.

  • Clancy & Brown Former name: A name it was registered under before.
  • N J Clancy Former name: A name it was registered under before.
  • R J S Forsyth Former name: A name it was registered under before.
  • R J S Forsyth & R A R Murray Former name: A name it was registered under before.
  • R J S Forsyth, R A R Murray & L A Bell Former name: A name it was registered under before.
  • R J S Forsyth, V L Carmichael & R A R Murray Former name: A name it was registered under before.
  • R J S Forsyth, V L Carmichael, R A R Murray & L A Bell Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through National Farmers Union Mutual Insurance Society Limited (The), the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

2022

20 January 2022

  • Changed its registered name from "R J S Forsyth, V L Carmichael & R A R Murray"

FCA register

2021

9 September 2021

  • Changed its registered name from "R J S Forsyth, V L Carmichael, R A R Murray & L A Bell"

FCA register

2018

15 June 2018

  • Changed its registered name from "R J S Forsyth, R A R Murray & L A Bell"

FCA register

2016

2 February 2016

  • Changed its registered name from "R J S Forsyth & R A R Murray"

FCA register

2012

12 December 2012

  • Changed its registered name from "R J S Forsyth"

FCA register

4 April 2012

  • Changed its registered name from "N J Clancy"

FCA register

2007

4 July 2007

  • Changed its registered name from "Clancy & Brown"

FCA register

2005

14 January 2005

  • Became an appointed representative

FCA register

Similar firms

Other firms of the same type (insurance broker), nearest first.

In the Galashiels (TD) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

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  • 2 background checks on its contact details

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Frequently asked questions about this firm

Is R J S Forsyth, V L Carmichael, R A R Murray & L E Jackson FCA authorised?
R J S Forsyth, V L Carmichael, R A R Murray & L E Jackson (FRN 401974) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for R J S Forsyth, V L Carmichael, R A R Murray & L E Jackson?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. R J S Forsyth, V L Carmichael, R A R Murray & L E Jackson (FRN 401974) is an AR of NATIONAL FARMERS UNION MUTUAL INSURANCE SOCIETY LIMITED(THE) (FRN 117664). When you use R J S Forsyth, V L Carmichael, R A R Murray & L E Jackson's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from R J S Forsyth, V L Carmichael, R A R Murray & L E Jackson, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is R J S Forsyth, V L Carmichael, R A R Murray & L E Jackson’s phone number?
The FCA register lists the phone number 01835 822274 for R J S Forsyth, V L Carmichael, R A R Murray & L E Jackson. If you were given different contact details, use these to check with the firm before going any further.
Is R J S Forsyth, V L Carmichael, R A R Murray & L E Jackson a scam or clone?
R J S Forsyth, V L Carmichael, R A R Murray & L E Jackson is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with R J S Forsyth, V L Carmichael, R A R Murray & L E Jackson?
Protection works through National Farmers Union Mutual Insurance Society Limited (The), the principal firm responsible for R J S Forsyth, V L Carmichael, R A R Murray & L E Jackson's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does R J S Forsyth, V L Carmichael, R A R Murray & L E Jackson use any other names?
It has previously used 7 other names, including Clancy & Brown, N J Clancy and R J S Forsyth.

Sources and links

The full report on R J S Forsyth, V L Carmichael, R A R Murray & L E Jackson

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