Scottish Borders Chamber of Commerce CIC

Reference number: 1023503

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Scottish Borders Chamber of Commerce CIC (FRN 1023503) introduces customers to WESTFIELD CONTRIBUTORY HEALTH SCHEME LIMITED (FRN 202609). Any regulated advice or arranging is done by the principal, not Scottish Borders Chamber of Commerce CIC.
  • Example: if Scottish Borders Chamber of Commerce CIC refers you to a financial adviser, the advice should come from the principal firm, not from Scottish Borders Chamber of Commerce CIC itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When borderschamber.com first appeared online, and whether it can receive email
  • What kind of line 07771 865758 is
  • Who else gives the postcode TD9 9BD
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Westfield Contributory Health Scheme Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private company limited by guarantee
Incorporated
7 July 2004 (22 years old)
Registered office
27 North Bridge Street, Hawick, Scottish Borders, TD9 9BD
Nature of business
  • Activities of business and employers membership organisations (SIC 94110)

Directors and company secretaries

Name Role Born Appointed Other companies
Trevor Howard Jackson Director Jun 1966 9 Nov 2021 11 other companies
Lydia Divett Director Oct 1990 15 Nov 2022 None
Kevin Paul Greenfield Director Jan 1971 14 Nov 2023 None
Laura Mary Middlemass Director Sep 1971 3 Apr 2024 1 other company
Kenneth Grant Topping Director Dec 1974 29 Oct 2024 None
Cara Jane Barnes Director Jul 1973 10 Feb 2025 1 other company
Peter Douglas Smith Director Nov 1966 12 Aug 2025 7 other companies
Angus Roderick Forbes Director Sep 1961 13 Oct 2026 None
Julia Martha Latto Director Jul 1972 13 Oct 2026 1 other company
Ann Carter Director Sep 1967 13 Oct 2026 1 other company

Other companies run by these 10 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
22
closed down
4
still active
18

In the full report: all 22 companies, named

  • What each company does, and whether it is still trading
  • Which of these 10 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 68 people who have ever been directors, with their dates
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Key dates in its history

Scottish Borders Chamber of Commerce CIC’s history from the FCA register and Companies House, newest first.

2024

18 December 2024

  • Became an introducer appointed representative

FCA register

2004

7 July 2004

  • Incorporated at Companies House

Companies House

In the full report: all 131 events

  • All 131 events in its history (2 shown here)
  • Every director appointment and resignation: 129
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Firms connected to Scottish Borders Chamber of Commerce CIC

Other FCA-listed firms that share a director, phone number or address with Scottish Borders Chamber of Commerce CIC. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Scottish Borders Chamber of Commerce CIC

Other firms of the same type (insurance broker), nearest first.

In Hawick

In the Galashiels (TD) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Scottish Borders Chamber of Commerce CIC

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 22 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 131 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Scottish Borders Chamber of Commerce CIC FCA authorised?
Scottish Borders Chamber of Commerce CIC (FRN 1023503) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Scottish Borders Chamber of Commerce CIC?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Scottish Borders Chamber of Commerce CIC (FRN 1023503) introduces customers to WESTFIELD CONTRIBUTORY HEALTH SCHEME LIMITED (FRN 202609). Any regulated advice or arranging is done by the principal, not Scottish Borders Chamber of Commerce CIC. Example: if Scottish Borders Chamber of Commerce CIC refers you to a financial adviser, the advice should come from the principal firm, not from Scottish Borders Chamber of Commerce CIC itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Scottish Borders Chamber of Commerce CIC’s phone number and website?
The FCA register lists the phone number 07771 865758 and the website borderschamber.com for Scottish Borders Chamber of Commerce CIC. If you were given different contact details, use these to check with the firm before going any further.
Is Scottish Borders Chamber of Commerce CIC a scam or clone?
Scottish Borders Chamber of Commerce CIC is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Scottish Borders Chamber of Commerce CIC?
Protection works through Westfield Contributory Health Scheme Limited, the principal firm responsible for Scottish Borders Chamber of Commerce CIC's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who runs Scottish Borders Chamber of Commerce CIC?
Companies House lists 10 directors of Scottish Borders Chamber of Commerce CIC: Trevor Howard Jackson, Lydia Divett, Kevin Paul Greenfield, Laura Mary Middlemass, Kenneth Grant Topping, Cara Jane Barnes and 4 more.
How long has Scottish Borders Chamber of Commerce CIC been in business?
The company was formed on 7 July 2004.

Sources and links

The full report on Scottish Borders Chamber of Commerce CIC

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