Heritage Holdings Corp UK Limited

Reference number: 976541

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Heritage Holdings Corp UK Limited (FRN 976541) is an AR of G10 Capital Limited (FRN 648953). When you use Heritage Holdings Corp UK's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Heritage Holdings Corp UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07342 322234

  • Address

    111 Park Street, London, Westminster, W1K 7JF, United Kingdom

In the full report: 2 background checks

  • What kind of line 07342 322234 is
  • Who else gives the postcode W1K 7JF
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through G10 Capital Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
2 February 2022 (4 years old)
Registered office
111 Park Street, London, W1K 7JF, England
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Alvaro Ulises Becerra Rojas Director Mar 1975 7 Nov 2022 None
Gualtiero De Micco Director Dec 1992 22 Jun 2026 None
Miruna-Ioana Girtu Director Jan 1991 22 Jun 2026 None

In the full report: every company its directors have run

  • Confirmation that these 3 directors run no other company
  • All 5 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£608k

+20% from £507k

Cash at bank

£5.46m

+434% from £1.02m

Employees (average)

10

+43% from 7

Owed within a year

£882k

−20% from £1.10m

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13887932. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Heritage Holdings Corp UK’s history from the FCA register and Companies House, newest first.

2024

2 October 2024

  • Lucio Di Ciaccio stopped being a part-owner
  • Niccolo Ferragamo became a part-owner (25–50% of shares)

Companies House

2023

15 August 2023

  • Lucio Di Ciaccio became a part-owner (25–50% of shares)
  • Paolo Panico gave up control

Companies House

2022

10 October 2022

  • Paolo Panico took control (75–100% of shares)

Companies House

27 May 2022

  • Became an appointed representative

FCA register

2 February 2022

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (7 shown here)
  • Every director appointment and resignation: 7
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Firms connected to Heritage Holdings Corp UK

Other FCA-listed firms that share a director, phone number or address with Heritage Holdings Corp UK. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Heritage Holdings Corp UK

Other firms of the same type (financial adviser), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Heritage Holdings Corp UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 4 years of accounts, charted
  • All 14 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Heritage Holdings Corp UK Limited FCA authorised?
Heritage Holdings Corp UK Limited (FRN 976541) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Heritage Holdings Corp UK?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Heritage Holdings Corp UK Limited (FRN 976541) is an AR of G10 Capital Limited (FRN 648953). When you use Heritage Holdings Corp UK's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Heritage Holdings Corp UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Heritage Holdings Corp UK’s phone number?
The FCA register lists the phone number 07342 322234 for Heritage Holdings Corp UK. If you were given different contact details, use these to check with the firm before going any further.
Is Heritage Holdings Corp UK a scam or clone?
Heritage Holdings Corp UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Heritage Holdings Corp UK?
Protection works through G10 Capital Limited, the principal firm responsible for Heritage Holdings Corp UK's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Heritage Holdings Corp UK?
Companies House lists 2 people with significant control of Heritage Holdings Corp UK: Mr Niccolo Ferragamo (25–50% of shares) and Mr Lucio Di Ciaccio (25–50% of shares). Before that, it was controlled by Mr Paolo Panico.
Who runs Heritage Holdings Corp UK?
Companies House lists 3 directors of Heritage Holdings Corp UK: Alvaro Ulises Becerra Rojas, Gualtiero De Micco and Miruna-Ioana Girtu.
How long has Heritage Holdings Corp UK been in business?
The company was formed on 2 February 2022.
What do Heritage Holdings Corp UK’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £608k (+20% from £507k) and cash at bank of £5.46m (+434% from £1.02m).

Sources and links

The full report on Heritage Holdings Corp UK Limited

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