Highgrove Mortgage Consultants Limited

Reference number: 756293

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Highgrove Mortgage Consultants Limited (FRN 756293) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use Highgrove Mortgage Consultants's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Highgrove Mortgage Consultants, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01740 617722

  • Address

    73A High Street, Yarm, Stockton-On-Tees, TS15 9BG, United Kingdom

In the full report: 2 background checks

  • What kind of line 01740 617722 is
  • Who else gives the postcode TS15 9BG
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Advance Mortgage Funding Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
11 June 2016 (10 years old)
Registered office
73a High Street, Yarm, TS15 9BG, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Jade Oxley Director Jul 1987 11 Jun 2016 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Total equity

£10.4k

Up £17.7k from −£7,253

Cash at bank

£10.2k

+237% from £3,031

Owed within a year

£9,862

−30% from £14.1k

Total equity

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10227498. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Highgrove Mortgage Consultants’s history from the FCA register and Companies House, newest first.

2017

10 June 2017

  • Jade Oxley became a part-owner (25–50% of shares)

Companies House

2016

17 August 2016

  • Became an appointed representative

FCA register

11 June 2016

  • Incorporated at Companies House

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 3
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Firms like Highgrove Mortgage Consultants

Other firms of the same type (mortgage adviser or broker), nearest first.

In Yarm

In the Cleveland (TS) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Highgrove Mortgage Consultants

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Highgrove Mortgage Consultants Limited FCA authorised?
Highgrove Mortgage Consultants Limited (FRN 756293) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Highgrove Mortgage Consultants?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Highgrove Mortgage Consultants Limited (FRN 756293) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use Highgrove Mortgage Consultants's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Highgrove Mortgage Consultants, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Highgrove Mortgage Consultants’ phone number?
The FCA register lists the phone number 01740 617722 for Highgrove Mortgage Consultants. If you were given different contact details, use these to check with the firm before going any further.
Is Highgrove Mortgage Consultants a scam or clone?
Highgrove Mortgage Consultants is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Highgrove Mortgage Consultants?
Protection works through Advance Mortgage Funding Limited, the principal firm responsible for Highgrove Mortgage Consultants's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Highgrove Mortgage Consultants?
Companies House lists one person with significant control of Highgrove Mortgage Consultants: Mrs. Jade Oxley (25–50% of shares).
Who runs Highgrove Mortgage Consultants?
Companies House lists one director of Highgrove Mortgage Consultants: Jade Oxley.
How long has Highgrove Mortgage Consultants been in business?
The company was formed on 11 June 2016.
What do Highgrove Mortgage Consultants’ latest accounts show?
Its latest accounts, to 30 June 2025, show total equity of £10.4k (up £17.7k from −£7,253) and cash at bank of £10.2k (+237% from £3,031).

Sources and links

The full report on Highgrove Mortgage Consultants Limited

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