Highway Insurance Company Limited

Reference number: 202972

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When allianz.co.uk first appeared online, and whether it can receive email
  • What kind of line 01483 568161 is, and the 5 other firms that give it
  • Who else gives the postcode GU1 1DB
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Allianz Trading name
  • Highway Insurance Trading name
  • LV=Broker Trading name
  • LV= Highway Trading name
  • Policies4Less Former trading name

FCA permissions and consumer protection

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Accepting Deposits
  • Carrying out contracts of insurance
  • Dealing in investments as principal
  • Effecting contracts of insurance

Financial Ombudsman complaints

Ombudsman complaints

new complaints, January–June 2025
54
upheld, against a 31% median
28%
about insurance
54

A bigger firm gets more complaints simply because it has more customers.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03730662
Company status
Active
Company type
Private limited company
Incorporated
10 March 1999 (27 years old)
Registered office
57 Ladymead, Guildford, Surrey, GU1 1DB, England
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher George Townsend Director Jun 1968 29 Apr 2021 5 other companies
Paul James Evans Director Mar 1965 14 May 2021 45 other companies
Colm Joseph Holmes Director Jan 1966 22 Feb 2022 11 other companies
Teresa Robson-Capps Director Mar 1955 13 Apr 2022 5 other companies
Jose Rafael Vazquez Director Jul 1964 1 Jun 2022 5 other companies
Oliver Roebling Panton Corbett Director Jan 1965 1 Nov 2023 5 other companies
Catherine Anne Guthrie Director Sep 1963 19 Nov 2025 None
Michael Franz Ruf Director Mar 1984 1 Dec 2025 12 other companies
Christopher Mcgowan Twemlow Secretary Not published 1 Sep 2020 –

Other companies run by these 8 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
54
closed down
7
went insolvent
3

In the full report: all 54 companies, named

  • What each company does, and whether it is still trading
  • Which of these 8 directors sit on each board, and since when
  • The 3 that went into liquidation or administration
  • The 17 on the FCA register
  • The 9 companies these 8 directors run together
  • All 73 people who have ever been directors, with their dates
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Key dates in its history

Highway Insurance Company’s history from the FCA register and Companies House, newest first.

Key events (7) All events (158)

2016

6 April 2016

  • Highway Insurance Group Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date
  • Regulated by the Prudential Regulation Authority from this date

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1999

10 March 1999

  • Incorporated at Companies House

Companies House

1901

1 January 1901

  • Supervised by HM Treasury under the money laundering rules from this date

FCA register

In the full report: all 158 events

  • All 158 events in its history (7 shown here)
  • Every director appointment and resignation: 142
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Firms connected to Highway Insurance Company

Other FCA-listed firms that share a director, phone number or address with Highway Insurance Company. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
10
share a director
8
share its phone number
5

In the full report: all 10 connected firms, named

  • How each is linked: shared directors (8), the same phone number (5), the same postcode (4)
  • Who links each one: the named directors, with dates
  • 4 past links through former directors
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Firms like Highway Insurance Company

Other firms of the same type (insurer), nearest first.

In Guildford

Liverpool Victoria Insurance Company LimitedGuildfordAuthorisedFairmead Insurance LimitedGuildfordAuthorisedTrafalgar Insurance LimitedGuildfordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Highway Insurance Company

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 54 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 158 events in its history
  • 10 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Highway Insurance Company Limited FCA authorised?
Yes, Highway Insurance Company Limited (FRN 202972) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as an insurer. The FCA has placed no limits on its permissions.
What is Highway Insurance Company’s phone number and website?
The FCA register lists the phone number 01483 568161 and the website allianz.co.uk/brokercustomer for Highway Insurance Company. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 5 other FCA firms.
Is Highway Insurance Company a scam or clone?
Highway Insurance Company is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Highway Insurance Company?
It may control client money but not hold it. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Highway Insurance Company to the Financial Ombudsman Service, free of charge.
Who owns Highway Insurance Company?
Highway Insurance Company is owned by Highway Insurance Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Highway Insurance Company?
Companies House lists 8 directors of Highway Insurance Company: Christopher George Townsend, Paul James Evans, Colm Joseph Holmes, Teresa Robson-Capps, Jose Rafael Vazquez, Oliver Roebling Panton Corbett and 2 more.
How long has Highway Insurance Company been in business?
The company was formed on 10 March 1999, and has held its current FCA authorisation since December 2001.
How many complaints does Highway Insurance Company get?
In January–June 2025, the Financial Ombudsman Service received 54 new complaints about Highway Insurance Company, and upheld 28% of those it decided.
Does Highway Insurance Company use any other names?
It trades as Allianz, Highway Insurance, LV=Broker and LV= Highway. It has previously used the name Policies4Less.

Sources and links

The full report on Highway Insurance Company Limited

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