Trafalgar Insurance Limited

Reference number: 202578

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01483 568161

  • Address

    Allianz Insurance, 57 Ladymead, Guildford, Surrey, GU1 1DB, United Kingdom

In the full report: 2 background checks

  • What kind of line 01483 568161 is, and the 5 other firms that give it
  • Who else gives the postcode GU1 1DB
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Trafalgar Insurance Public Limited Company Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Accepting Deposits
  • Carrying out contracts of insurance
  • Dealing in investments as principal
  • Effecting contracts of insurance

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
23 December 1907 (118 years old)
Registered office
57 Ladymead, Guildford, Surrey, GU1 1DB
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Colm Joseph Holmes Director Jan 1966 1 May 2023 11 other companies
Matthew Jasper Cox Director Jun 1980 18 Jul 2025 4 other companies
Michael Franz Ruf Director Mar 1984 1 Dec 2025 12 other companies
Christopher Mcgowan Twemlow Secretary Not published 1 Feb 2021 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
17
still active
17
are FCA-registered
8

In the full report: all 17 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 8 on the FCA register
  • The 9 companies these 3 directors run together
  • All 23 people who have ever been directors, with their dates
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Key dates in its history

Trafalgar Insurance’s history from the FCA register and Companies House, newest first.

2020

6 March 2020

  • Changed its registered name from "Trafalgar Insurance Public Limited Company"

FCA register

2016

6 April 2016

  • Allianz Insurance PLC took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date
  • Regulated by the Prudential Regulation Authority from this date

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1907

23 December 1907

  • Incorporated at Companies House

Companies House

1901

1 January 1901

  • Supervised by HM Treasury under the money laundering rules from this date

FCA register

In the full report: all 50 events

  • All 50 events in its history (8 shown here)
  • Every director appointment and resignation: 39
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Firms connected to Trafalgar Insurance

Other FCA-listed firms that share a director, phone number or address with Trafalgar Insurance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
8
share a director
6
share its phone number
5

In the full report: all 8 connected firms, named

  • How each is linked: shared directors (6), the same phone number (5), the same postcode (4)
  • Who links each one: the named directors, with dates
  • 2 past links through former directors
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Firms like Trafalgar Insurance

Other firms of the same type (insurer), nearest first.

In Guildford

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Trafalgar Insurance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 17 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 50 events in its history
  • 8 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Trafalgar Insurance Limited FCA authorised?
Yes, Trafalgar Insurance Limited (FRN 202578) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as an insurer. The FCA has placed no limits on its permissions.
What is Trafalgar Insurance’s phone number?
The FCA register lists the phone number 01483 568161 for Trafalgar Insurance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 5 other FCA firms.
Is Trafalgar Insurance a scam or clone?
Trafalgar Insurance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Trafalgar Insurance?
It may control client money but not hold it. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Trafalgar Insurance to the Financial Ombudsman Service, free of charge.
Who owns Trafalgar Insurance?
Trafalgar Insurance is owned by Allianz Insurance PLC, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Trafalgar Insurance?
Companies House lists 3 directors of Trafalgar Insurance: Colm Joseph Holmes, Matthew Jasper Cox and Michael Franz Ruf.
How long has Trafalgar Insurance been in business?
The company was formed on 23 December 1907, and has held its current FCA authorisation since December 2001.
Does Trafalgar Insurance use any other names?
It has previously used the name Trafalgar Insurance Public Limited Company.

Sources and links

The full report on Trafalgar Insurance Limited

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