Hilltop Mortgage Solutions Limited

Reference number: 973668

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Hilltop Mortgage Solutions Limited (FRN 973668) is an AR of White Rose Finance Group Limited (FRN 630772). When you use Hilltop Mortgage Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Hilltop Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07969 743830

  • Address

    3 Shoplatch, Shrewsbury, Shropshire, SY1 1HF, United Kingdom

In the full report: 2 background checks

  • What kind of line 07969 743830 is
  • Who else gives the postcode SY1 1HF
Instant PDF download
Other names (2)

If you were contacted under any of these names, it is this firm.

  • Hilltop Bridging and Commercial Solutions Trading name: A name it trades under now.
  • Hilltop Protection Solutions Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through White Rose Finance Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
11 February 2022 (4 years old)
Registered office
3 Shoplatch, Shrewsbury, Shropshire, SY1 1HF, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Adrian Newling-Goode Director Aug 1973 11 Feb 2022 None
Helen Marie Newling-Goode Director Mar 1977 28 Jul 2025 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 28 February 2026Micro-entity accountsNot audited

Total equity

£35.6k

+424% from £6,791

Employees (average)

3

Same as 3

Owed within a year

£39.8k

+35% from £29.4k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2023 to 2026
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13908724. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Hilltop Mortgage Solutions’s history from the FCA register and Companies House, newest first.

2025

25 July 2025

  • Helen Marie Newling-Goode became a part-owner (25–50% of shares)
  • Sarah Jane Worthington stopped being a part-owner

Companies House

2022

6 April 2022

  • Became an appointed representative

FCA register

11 February 2022

  • Incorporated at Companies House
  • Adrian Newling-Goode became a part-owner (25–50% of shares)
  • Sarah Jane Worthington became a part-owner (25–50% of shares)

Companies House

In the full report: all 13 events

  • All 13 events in its history (6 shown here)
  • Every director appointment and resignation: 4
Instant PDF download

Firms connected to Hilltop Mortgage Solutions

Other FCA-listed firms that share a director, phone number or address with Hilltop Mortgage Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
Instant PDF download

Firms like Hilltop Mortgage Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In Shrewsbury

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Hilltop Mortgage Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 4 years of accounts, charted
  • All 13 events in its history
  • 1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Hilltop Mortgage Solutions Limited FCA authorised?
Hilltop Mortgage Solutions Limited (FRN 973668) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Hilltop Mortgage Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Hilltop Mortgage Solutions Limited (FRN 973668) is an AR of White Rose Finance Group Limited (FRN 630772). When you use Hilltop Mortgage Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Hilltop Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Hilltop Mortgage Solutions’ phone number?
The FCA register lists the phone number 07969 743830 for Hilltop Mortgage Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Hilltop Mortgage Solutions a scam or clone?
Hilltop Mortgage Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Hilltop Mortgage Solutions?
Protection works through White Rose Finance Group Limited, the principal firm responsible for Hilltop Mortgage Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Hilltop Mortgage Solutions?
Companies House lists 2 people with significant control of Hilltop Mortgage Solutions: Mrs Helen Marie Newling-Goode (25–50% of shares) and Mr Adrian Newling-Goode (25–50% of shares). Before that, it was controlled by Mrs Sarah Jane Worthington.
Who runs Hilltop Mortgage Solutions?
Companies House lists 2 directors of Hilltop Mortgage Solutions: Adrian Newling-Goode and Helen Marie Newling-Goode.
How long has Hilltop Mortgage Solutions been in business?
The company was formed on 11 February 2022.
What do Hilltop Mortgage Solutions’ latest accounts show?
Its latest accounts, to 28 February 2026, show total equity of £35.6k (+424% from £6,791).
Does Hilltop Mortgage Solutions use any other names?
It trades as Hilltop Bridging and Commercial Solutions and Hilltop Protection Solutions.

Sources and links

The full report on Hilltop Mortgage Solutions Limited

£19.99 · Instant PDF download

Loading secure checkout…