Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 5 years
- Protected through the principal
- No FCA actions
- Active company since 2019
- Accounts filed up to 31 March 2026
Responsible principal firm
Mortgage Advice Bureau Limited Reference number: 455545 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Severn Mortgage and Protect Limited (FRN 939482) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Severn Mortgage and Protect's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Severn Mortgage and Protect, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
9 The Hay Yard, Anchorage Avenue, Shrewsbury Business Park, Shrewsbury, Shropshire, SY2 6FG, United Kingdom
In the full report: 2 background checks
- What kind of line 07812 125592 is, and the other firm that gives it
- Who else gives the postcode SY2 6FG
Other names (2)
If you were contacted under any of these names, it is this firm.
- Mortgage Advice Bureau Trading name: A name it trades under now.
- Severn Mortgage and Protect Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 11882000 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 14 March 2019 (7 years old)
- Registered office
- 9 The Hay Yard Anchorage Avenue, Shrewsbury Business Park, Emstrey, Shrewsbury, Shropshire, SY2 6FG, United Kingdom
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Leah Madeline Brookes | Director | Jan 1982 | 14 Mar 2019 | 2 other companies |
| William Robert Brookes | Director | Feb 1983 | 14 Mar 2019 | 4 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 4
- still active
- 4
- are FCA-registered
- 2
In the full report: all 4 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- The 2 companies these 2 directors run together
Filed accounts and finances
Net assets
£344k
−33% from £512k
Cash at bank
£146k
−55% from £324k
Employees (average)
16
+14% from 14
Owed within a year
£90.3k
+39% from £64.7k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 11882000. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Severn Mortgage and Protect’s history from the FCA register and Companies House, newest first.
2025
3 December 2025
- Changed its registered name from "Severn Mortgage and Protect Ltd"
FCA register
30 March 2025
- Ecj Group Limited took control (75–100% of shares)
- William Robert Brookes stopped being the majority owner
Companies House
2020
26 November 2020
- Became an appointed representative
FCA register
2019
14 March 2019
- Incorporated at Companies House
- William Robert Brookes became the majority owner (50–75% of shares)
Companies House
In the full report: all 9 events
- All 9 events in its history (6 shown here)
- Every director appointment and resignation: 2
Firms connected to Severn Mortgage and Protect
Other FCA-listed firms that share a director, phone number or address with Severn Mortgage and Protect. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 2
- share its phone number
- 1
In the full report: all 2 connected firms, named
- How each is linked: shared directors (2), the same phone number (1), the same postcode (1)
- Who links each one: the named directors, with dates
Firms like Severn Mortgage and Protect
Other firms of the same type (mortgage adviser or broker), nearest first.
In Shrewsbury
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Severn Mortgage and Protect
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 4 other companies its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 9 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Severn Mortgage and Protect Limited FCA authorised?
What does appointed representative mean for Severn Mortgage and Protect?
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Is Severn Mortgage and Protect a scam or clone?
Is my money safe with Severn Mortgage and Protect?
Who owns Severn Mortgage and Protect?
Who runs Severn Mortgage and Protect?
How long has Severn Mortgage and Protect been in business?
What do Severn Mortgage and Protect’s latest accounts show?
Does Severn Mortgage and Protect use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk