Stephen Bath

Reference number: 589967

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Appointed representative

Stephen Bath does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

MORTGAGE INTELLIGENCE LIMITED Reference number: 305330 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Stephen Bath (FRN 589967) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use Stephen Bath's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Stephen Bath, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When beemortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 07711 206656 is
  • Who else gives the postcode SY1 1JQ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Bee Mortgages Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Intelligence Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Stephen Bath’s history from the FCA register and Companies House, newest first.

2012

19 October 2012

  • Became an appointed representative
  • Began trading as "Bee Mortgages"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Stephen Bath

Other FCA-listed firms that share a director, phone number or address with Stephen Bath. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Stephen Bath

Other firms of the same type (mortgage adviser or broker), nearest first.

In Shrewsbury

Countrywide Homeloans LimitedShrewsburyAppointed representativeElevate Mortgage Group LimitedShrewsburyAppointed representativeEmma Wigley Mortgage Solutions LtdShrewsburyAppointed representativeHilltop Mortgage Solutions LimitedShrewsburyAppointed representativePMK Mortgage Solutions LLPShrewsburyAppointed representativeSevern Mortgage and Protect LimitedShrewsburyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Stephen Bath

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 2 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Stephen Bath FCA authorised?
Stephen Bath (FRN 589967) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Stephen Bath?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Stephen Bath (FRN 589967) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use Stephen Bath's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Stephen Bath, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Stephen Bath’s phone number and website?
The FCA register lists the phone number 07711 206656 and the website beemortgages.co.uk for Stephen Bath. If you were given different contact details, use these to check with the firm before going any further.
Is Stephen Bath a scam or clone?
Stephen Bath is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Stephen Bath?
Protection works through Mortgage Intelligence Limited, the principal firm responsible for Stephen Bath's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Stephen Bath use any other names?
It trades as Bee Mortgages.

Sources and links

The full report on Stephen Bath

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