HJD Financial Planning Ltd

Reference number: 1044480

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • HJD Financial Planning Ltd (FRN 1044480) is an AR of Corbel Partners Limited (FRN 429142). When you use HJD Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from HJD Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07824 849444

  • Address

    34-40 High Street, Wanstead, London, E11 2RJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07824 849444 is
  • Who else gives the postcode E11 2RJ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Corbel Partners Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
29 September 2025 (1 year old)
Registered office
34-40 High Street Wanstead, London, E11 2RJ, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Thomas James Dipple Director Sep 1989 29 Sep 2025 None
Matthew James Heggie Director Nov 1985 29 Sep 2025 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Key dates in its history

HJD Financial Planning’s history from the FCA register and Companies House, newest first.

2025

19 November 2025

  • Became an appointed representative

FCA register

29 September 2025

  • Incorporated at Companies House
  • Matthew James Heggie became a part-owner (25–50% of shares)
  • Thomas James Dipple became a part-owner (25–50% of shares)
  • Matthew James Heggie appointed as a director
  • Thomas James Dipple appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to HJD Financial Planning

Other FCA-listed firms that share a director, phone number or address with HJD Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like HJD Financial Planning

Other firms of the same type (financial adviser), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on HJD Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 6 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is HJD Financial Planning Ltd FCA authorised?
HJD Financial Planning Ltd (FRN 1044480) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for HJD Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. HJD Financial Planning Ltd (FRN 1044480) is an AR of Corbel Partners Limited (FRN 429142). When you use HJD Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from HJD Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is HJD Financial Planning’s phone number?
The FCA register lists the phone number 07824 849444 for HJD Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is HJD Financial Planning a scam or clone?
HJD Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with HJD Financial Planning?
Protection works through Corbel Partners Limited, the principal firm responsible for HJD Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns HJD Financial Planning?
Companies House lists 2 people with significant control of HJD Financial Planning: Mr Matthew James Heggie (25–50% of shares) and Mr Thomas James Dipple (25–50% of shares).
Who runs HJD Financial Planning?
Companies House lists 2 directors of HJD Financial Planning: Thomas James Dipple and Matthew James Heggie.
How long has HJD Financial Planning been in business?
The company was formed on 29 September 2025.

Sources and links

The full report on HJD Financial Planning Ltd

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