HM interiors ltd

Reference number: 985597

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • HM interiors ltd (FRN 985597) introduces customers to IDEAL SALES SOLUTIONS LTD (FRN 703401). Any regulated advice or arranging is done by the principal, not HM interiors.
  • Example: if HM interiors refers you to a financial adviser, the advice should come from the principal firm, not from HM interiors itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When hminteriors.co.uk first appeared online, and whether it can receive email
  • What kind of line 01582 579999 is
  • Who else gives the postcode LU3 3BF
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Ideal Sales Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
25 September 2020 (6 years old)
Registered office
1 Scott Road, Luton, Bedfordshire, LU3 3BF, England
Nature of business
  • Retail of furniture, lighting, and similar (not musical instruments or scores) in specialised store (SIC 47599)

Directors and company secretaries

Name Role Born Appointed Other companies
Waseem Waqar Director Oct 1986 25 Sep 2020 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 4 people who have been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Abridged accountsNot audited

Net assets

£28.7k

+205% from £9,413

Employees (average)

4

+100% from 2

Owed within a year

£30.3k

−31% from £43.9k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12904501. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

HM interiors’s history from the FCA register and Companies House, newest first.

2026

29 January 2026

  • Muhammad Kamran Khan stopped being a part-owner

Companies House

2023

25 May 2023

  • Changed its registered name from "H.M interiors ltd"

FCA register

2022

19 October 2022

  • Became an introducer appointed representative

FCA register

29 June 2022

  • Muhammad Kamran Khan became a part-owner (25–50% of shares)

Companies House

20 June 2022

  • Faisal Wali Mohammad Mohammad stopped being a part-owner

Companies House

2020

25 September 2020

  • Incorporated at Companies House
  • Faisal Wali Mohammad Mohammad became a part-owner (25–50% of shares)
  • Waseem Waqar took control (75–100% of shares)

Companies House

In the full report: all 15 events

  • All 15 events in its history (8 shown here)
  • Every director appointment and resignation: 7
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Firms like HM interiors

Other firms of the same type (retailer), nearest first.

In Luton

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on HM interiors

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 15 events in its history

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Frequently asked questions about this firm

Is HM interiors ltd FCA authorised?
HM interiors ltd (FRN 985597) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for HM interiors?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. HM interiors ltd (FRN 985597) introduces customers to IDEAL SALES SOLUTIONS LTD (FRN 703401). Any regulated advice or arranging is done by the principal, not HM interiors. Example: if HM interiors refers you to a financial adviser, the advice should come from the principal firm, not from HM interiors itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is HM interiors’ phone number and website?
The FCA register lists the phone number 01582 579999 and the website hminteriors.co.uk for HM interiors. If you were given different contact details, use these to check with the firm before going any further.
Is HM interiors a scam or clone?
HM interiors is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with HM interiors?
Protection works through Ideal Sales Solutions Ltd, the principal firm responsible for HM interiors's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns HM interiors?
Companies House lists one person with significant control of HM interiors: Mr Waseem Waqar (75–100% of shares). Before that, it was controlled by Mr Muhammad Kamran Khan and Mr Faisal Wali Mohammad Mohammad.
Who runs HM interiors?
Companies House lists one director of HM interiors: Waseem Waqar.
How long has HM interiors been in business?
The company was formed on 25 September 2020.
What do HM interiors’ latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £28.7k (+205% from £9,413).

Sources and links

The full report on HM interiors ltd

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