Joe Graham & Son Limited

Reference number: 708448

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When joegraham.co.uk first appeared online, and whether it can receive email
  • What kind of line 01582 418555 is
  • Who else gives the postcode LU1 1XL
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FCA permissions and consumer protection

  • Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02995967
Company status
Active
Company type
Private limited company
Incorporated
29 November 1994 (31 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Retail sale of electrical household appliances in specialised stores (SIC 47540)

Directors and company secretaries

Name Role Born Appointed Other companies
Joseph Michael Graham Director Jan 1966 29 Nov 1994 None
Alison Graham Secretary Not published 6 Nov 2001 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£2.11m

<1% from £2.12m

Cash at bank

£639k

+15% from £554k

Employees (average)

24

Same as 24

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 02995967. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Joe Graham & Son’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2016

6 April 2016

  • Joseph Michael Graham became the majority owner (50–75% of shares)

Companies House

2015

18 September 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1994

29 November 1994

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 3
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Firms like Joe Graham & Son

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Joe Graham & Son

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Joe Graham & Son Limited FCA authorised?
Yes, Joe Graham & Son Limited (FRN 708448) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2015 and works as a retailer. The FCA has placed no limits on its permissions.
What is Joe Graham & Son’s phone number and website?
The FCA register lists the phone number 01582 418555 and the website joegraham.co.uk for Joe Graham & Son. If you were given different contact details, use these to check with the firm before going any further.
Is Joe Graham & Son a scam or clone?
Joe Graham & Son is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Joe Graham & Son?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Joe Graham & Son handles your money, so check the specific product before you commit. You can also refer complaints about Joe Graham & Son to the Financial Ombudsman Service, free of charge.
Who owns Joe Graham & Son?
Companies House lists one person with significant control of Joe Graham & Son: Mr Joseph Michael Graham (50–75% of shares).
Who runs Joe Graham & Son?
Companies House lists one director of Joe Graham & Son: Joseph Michael Graham.
How long has Joe Graham & Son been in business?
The company was formed on 29 November 1994, and has held its current FCA authorisation since September 2015.
What do Joe Graham & Son’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £2.11m (<1% from £2.12m) and cash at bank of £639k (+15% from £554k).

Sources and links

The full report on Joe Graham & Son Limited

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