Holyrood Asset Management Limited

Reference number: 192637

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When holyroodam.co.uk first appeared online, and whether it can receive email
  • What kind of line 0300 303 4495 is, and the other firm that gives it
  • Who else gives the postcode G31 2XQ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • ad+ financial Trading name
  • Walker Wylie Mortgages Trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (14 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC196766
Company status
Active
Company type
Private limited company
Incorporated
1 June 1999 (27 years old)
Registered office
1 Cambuslang Court, Glasgow, G32 8FH
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Catherine Angela Mckendrick Director Jul 1968 10 Dec 2018 None
Alan Bryce Director Mar 1964 2 Sep 2020 2 other companies
Matthew Christopher Denne Director Feb 1980 2 Sep 2020 4 other companies
Catherine Angela Mckendrick Secretary Not published 17 Sep 2011 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
1
is FCA-registered
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 2 companies these 3 directors run together
  • All 9 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£234k

−40% from £391k

Cash at bank

£250k

+59% from £157k

Employees (average)

10

Same as 10

Owed within a year

£444k

+7.4% from £414k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC196766. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Holyrood Asset Management’s history from the FCA register and Companies House, newest first.

Key events (10) All events (33)

2023

28 March 2023

  • Alan Bryce gained significant control
  • Matthew Christopher Denne gained significant control

Companies House

2020

2 September 2020

  • Haml Scotland Ltd took control (75–100% of shares)
  • Matthew Donnelly gave up control

Companies House

2016

6 April 2016

  • Matthew Donnelly took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2000

4 August 2000

  • Regulated by the Personal Investment Authority from this date

FCA register

1999

1 June 1999

  • Incorporated at Companies House

Companies House

In the full report: all 33 events

  • All 33 events in its history (10 shown here)
  • Every director appointment and resignation: 15
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Firms connected to Holyrood Asset Management

Other FCA-listed firms that share a director, phone number or address with Holyrood Asset Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Holyrood Asset Management

Other firms of the same type (lender), nearest first.

In Glasgow

University Court of the University of GlasgowGlasgowAuthorisedAffordable Finance (South) LimitedGlasgowAuthorisedAlex Munro LimitedGlasgowAuthorisedArgyle Consulting LimitedGlasgowAuthorisedCaledonian Consumer Finance LtdGlasgowAuthorisedCarnegie Consumer Finance LimitedGlasgowAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Holyrood Asset Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 33 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Holyrood Asset Management Limited FCA authorised?
Yes, Holyrood Asset Management Limited (FRN 192637) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as a lender. The FCA has placed no limits on its permissions.
What is Holyrood Asset Management’s phone number and website?
The FCA register lists the phone number 0300 303 4495 and the website holyroodam.co.uk for Holyrood Asset Management. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Holyrood Asset Management a scam or clone?
Holyrood Asset Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Holyrood Asset Management?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Holyrood Asset Management to the Financial Ombudsman Service, free of charge.
Who owns Holyrood Asset Management?
Holyrood Asset Management is owned by Haml Scotland Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 2 September 2020. Before that, it was controlled by Mr Matthew Donnelly.
Who runs Holyrood Asset Management?
Companies House lists 3 directors of Holyrood Asset Management: Catherine Angela McKendrick, Alan Bryce and Matthew Christopher Denne.
How long has Holyrood Asset Management been in business?
The company was formed on 1 June 1999, and has held its current FCA authorisation since December 2001.
What do Holyrood Asset Management’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £234k (−40% from £391k) and cash at bank of £250k (+59% from £157k).
Does Holyrood Asset Management use any other names?
It trades as ad+ financial and Walker Wylie Mortgages.

Sources and links

The full report on Holyrood Asset Management Limited

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