Home Loan Services (Glasgow) Limited

Reference number: 781800

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Home Loan Services (Glasgow) Limited (FRN 781800) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Home Loan Services (Glasgow)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Home Loan Services (Glasgow), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0141 779 8010

  • Address

    Suite 9, Buchanan Tower, Buchanan Business Park, Cumbernauld Road, Stepps, Glasgow, North Lanarkshire, G33 6HZ, United Kingdom

In the full report: 2 background checks

  • What kind of line 0141 779 8010 is
  • Who else gives the postcode G33 6HZ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Mortgage Advice Bureau Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
6 June 2017 (9 years old)
Registered office
Suite 9, Buchanan Tower Buchanan Business Park, Cumbernauld Road, Stepps, Glasgow, G33 6HZ, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Henry Lindsay Mcgeough Director Jan 1967 6 Jun 2017 3 other companies
Ian Robert Mcgrail Director Sep 1979 26 Mar 2026 12 other companies
Gareth John Herbert Director Feb 1970 22 Sep 2026 36 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
40
closed down
3
went insolvent
1

In the full report: all 40 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 14 on the FCA register, including one no longer authorised
  • The 11 companies these 3 directors run together
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

£277k

+180% from £98.9k

Cash at bank

£124k

+651% from £16.5k

Employees (average)

30

−6.3% from 32

Owed within a year

£351k

−16% from £416k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC568075. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Home Loan Services (Glasgow)’s history from the FCA register and Companies House, newest first.

2026

26 March 2026

  • First Mortgage Direct Limited took control (75–100% of shares)
  • Henry Lindsay McGeough stopped being the majority owner
  • Paul Henderson stopped being a part-owner

Companies House

2025

26 February 2025

  • Derek Pollard no longer has significant control

Companies House

2023

9 August 2023

  • Christopher Hanton no longer has significant control

Companies House

2022

11 August 2022

  • Steven James Kelly no longer has significant control

Companies House

2018

6 April 2018

  • Home Loan Services Limited gave up control

Companies House

2017

15 June 2017

  • Became an appointed representative

FCA register

8 June 2017

  • Christopher Hanton gained significant control
  • Derek Pollard gained significant control
  • Paul Henderson became a part-owner (25–50% of shares)
  • Steven James Kelly gained significant control

Companies House

6 June 2017

  • Incorporated at Companies House
  • Henry Lindsay McGeough became the majority owner (50–75% of shares)
  • Home Loan Services Limited took control (75–100% of shares)

Companies House

In the full report: all 27 events

  • All 27 events in its history (15 shown here)
  • Every director appointment and resignation: 11
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Firms connected to Home Loan Services (Glasgow)

Other FCA-listed firms that share a director, phone number or address with Home Loan Services (Glasgow). A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
share a director
12

In the full report: all 12 connected firms, named

  • How each is linked: shared directors (12)
  • Who links each one: the named directors, with dates
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Firms like Home Loan Services (Glasgow)

Other firms of the same type (mortgage adviser or broker), nearest first.

In Glasgow

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Home Loan Services (Glasgow)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 40 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 27 events in its history
  • 12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Home Loan Services (Glasgow) Limited FCA authorised?
Home Loan Services (Glasgow) Limited (FRN 781800) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Home Loan Services (Glasgow)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Home Loan Services (Glasgow) Limited (FRN 781800) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Home Loan Services (Glasgow)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Home Loan Services (Glasgow), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Home Loan Services (Glasgow)’s phone number?
The FCA register lists the phone number 0141 779 8010 for Home Loan Services (Glasgow). If you were given different contact details, use these to check with the firm before going any further.
Is Home Loan Services (Glasgow) a scam or clone?
Home Loan Services (Glasgow) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Home Loan Services (Glasgow)?
Protection works through Mortgage Advice Bureau Limited, the principal firm responsible for Home Loan Services (Glasgow)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Home Loan Services (Glasgow)?
Home Loan Services (Glasgow) is owned by First Mortgage Direct Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 26 March 2026. Before that, it was controlled by Mr Christopher Hanton, Home Loan Services Limited and Mr Paul Henderson.
Who runs Home Loan Services (Glasgow)?
Companies House lists 3 directors of Home Loan Services (Glasgow): Henry Lindsay McGeough, Ian Robert McGrail and Gareth John Herbert.
How long has Home Loan Services (Glasgow) been in business?
The company was formed on 6 June 2017.
What do Home Loan Services (Glasgow)’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £277k (+180% from £98.9k) and cash at bank of £124k (+651% from £16.5k).
Does Home Loan Services (Glasgow) use any other names?
It trades as Mortgage Advice Bureau.

Sources and links

The full report on Home Loan Services (Glasgow) Limited

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