HomeOwners Alliance Ltd

Reference number: 731313

Instant download

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

CAPITAL PROTECT LIMITED Reference number: 531444 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • HomeOwners Alliance Ltd (FRN 731313) introduces customers to CAPITAL PROTECT LIMITED (FRN 531444). Any regulated advice or arranging is done by the principal, not HomeOwners Alliance.
  • Example: if HomeOwners Alliance refers you to a financial adviser, the advice should come from the principal firm, not from HomeOwners Alliance itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
07861605
Company status
Active
Company type
Private limited company
Incorporated
25 November 2011 (14 years old)
Registered office
Capital House Pride Place, Pride Park, Derby, DE24 8QR, England
Nature of business
  • Web portals (SIC 63120)
  • Other information service activities not elsewhere classified (SIC 63990)

Current directors and secretaries

Name Role Born Appointed
Paula Ineke Higgins Director Jan 1971 19 Dec 2011
Angela Diane Kerr Director Aug 1976 29 Nov 2016
Katherine Elizabeth Binns Director Dec 1968 30 Nov 2016
Benjamin David Thompson Director Aug 1969 31 Mar 2026

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through CAPITAL PROTECT LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • HomeOwners Alliance Limited

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is HomeOwners Alliance Ltd FCA authorised?
HomeOwners Alliance Ltd (FRN 731313) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for HomeOwners Alliance?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. HomeOwners Alliance Ltd (FRN 731313) introduces customers to CAPITAL PROTECT LIMITED (FRN 531444). Any regulated advice or arranging is done by the principal, not HomeOwners Alliance. Example: if HomeOwners Alliance refers you to a financial adviser, the advice should come from the principal firm, not from HomeOwners Alliance itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with HomeOwners Alliance?
Protection works through CAPITAL PROTECT LIMITED, the principal firm responsible for HomeOwners Alliance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is HomeOwners Alliance a scam or clone?
HomeOwners Alliance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is HomeOwners Alliance's Firm Reference Number (FRN)?
HomeOwners Alliance's FRN is 731313. You can verify it on the FCA register.