Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2023
- Accounts filed up to 30 September 2024
Responsible principal firm
Bond Wealth Ltd Reference number: 778835 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Honeycomb Financial LLP (FRN 1016461) is an AR of Bond Wealth Ltd (FRN 778835). When you use Honeycomb Financial's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Honeycomb Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Kopshop, 6 Old London Road, Kingston Upon Thames, Kingston Upon Thames, KT2 6QF, United Kingdom
In the full report: 2 background checks
- What kind of line 07920 056897 is
- Who else gives the postcode KT2 6QF
Other names (3)
If you were contacted under any of these names, it is this firm.
- Riches Financial Services Trading name: A name it trades under now.
- Stage Financial Trading name: A name it trades under now.
- Riches Mortgage Solutions Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Bond Wealth Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- OC449252 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Limited liability partnership
- Incorporated
- 26 September 2023 (3 years old)
- Registered office
- Kopshop, 6 Old London Road, Kingston Upon Thames, Surrey, KT2 6QF
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Howard Lewis Morgan | LLP designated member | May 1984 | 26 Sep 2023 | 3 other companies |
| STAGE FINANCIAL LTD | Corporate LLP designated member | Not published | 28 May 2024 | None |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 3
- still active
- 3
In the full report: all 3 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£1
No earlier figure to compare
Cash at bank
£0
No earlier figure to compare
Employees (average)
0
No earlier figure to compare
Owed within a year
£0
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company OC449252. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Honeycomb Financial’s history from the FCA register and Companies House, newest first.
2024
27 September 2024
- Became an appointed representative
FCA register
2023
26 September 2023
- Incorporated at Companies House
- Adam Charles Riches became a part-owner (25–50% of shares)
- Howard Lewis Morgan became a part-owner (25–50% of shares)
Companies House
In the full report: all 11 events
- All 11 events in its history (4 shown here)
- Every director appointment and resignation: 3
Firms connected to Honeycomb Financial
Other FCA-listed firms that share a director, phone number or address with Honeycomb Financial. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share its postcode
- 3
In the full report: all 3 connected firms, named
- How each is linked: the same postcode (3)
- Who links each one: the named directors, with dates
Firms like Honeycomb Financial
Other firms of the same type (financial adviser), nearest first.
In Kingston Upon Thames
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Honeycomb Financial
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 other companies its directors have run, named
- 2 background checks on its contact details
- All 11 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
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Does Honeycomb Financial use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk