New Town Money Ltd

Reference number: 1045456

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • New Town Money Ltd (FRN 1045456) is an AR of ValidPath Limited (FRN 197107). When you use New Town Money's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from New Town Money, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07930 357728

  • Address

    1, Princeton Mews, 167 London Road, Kingston Upon Thames, Kingston Upon Thames, KT2 6PT, United Kingdom

In the full report: 2 background checks

  • What kind of line 07930 357728 is
  • Who else gives the postcode KT2 6PT
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
9 September 2025 (1 year old)
Registered office
1 Princeton Mews, 167-169 London Road, Kingston-Upon-Thames, Surrey, KT2 6PT, United Kingdom
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Malcolm James Cuthbert Director Mar 1959 9 Sep 2025 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Key dates in its history

New Town Money’s history from the FCA register and Companies House, newest first.

2025

14 November 2025

  • Became an appointed representative

FCA register

9 September 2025

  • Incorporated at Companies House
  • Malcolm James Cuthbert took control (75–100% of shares)
  • Malcolm James Cuthbert appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to New Town Money

Other FCA-listed firms that share a director, phone number or address with New Town Money. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like New Town Money

Other firms of the same type (financial adviser), nearest first.

In Kingston Upon Thames

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on New Town Money

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is New Town Money Ltd FCA authorised?
New Town Money Ltd (FRN 1045456) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for New Town Money?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. New Town Money Ltd (FRN 1045456) is an AR of ValidPath Limited (FRN 197107). When you use New Town Money's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from New Town Money, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is New Town Money’s phone number?
The FCA register lists the phone number 07930 357728 for New Town Money. If you were given different contact details, use these to check with the firm before going any further.
Is New Town Money a scam or clone?
New Town Money is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with New Town Money?
Protection works through ValidPath Limited, the principal firm responsible for New Town Money's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns New Town Money?
Companies House lists one person with significant control of New Town Money: Mr Malcolm James Cuthbert (75–100% of shares).
Who runs New Town Money?
Companies House lists one director of New Town Money: Malcolm James Cuthbert.
How long has New Town Money been in business?
The company was formed on 9 September 2025.

Sources and links

The full report on New Town Money Ltd

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