Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 31 July 2025
- On its latest accounts it owed £1,936 more than it owned
Responsible principal firm
PHOENIX FINANCIAL CONSULTANTS LIMITED Reference number: 539195 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Horsfield Upholstery Ltd (FRN 1047705) introduces customers to PHOENIX FINANCIAL CONSULTANTS LIMITED (FRN 539195). Any regulated advice or arranging is done by the principal, not Horsfield Upholstery.
- Example: if Horsfield Upholstery refers you to a financial adviser, the advice should come from the principal firm, not from Horsfield Upholstery itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Unit 5, Riverside Mill, Greenfield Road, Colne, Lancashire, BB8 9PE, United Kingdom
In the full report: 2 background checks
- What kind of line 07396 865352 is
- Who else gives the postcode BB8 9PE
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Phoenix Financial Consultants Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15842289 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 16 July 2024 (2 years old)
- Registered office
- Swanfield Works, Clarence Street, Colne, Lancashire, BB8 0PP, England
- Nature of business
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- Manufacture of soft furnishings (SIC 13921)
- Manufacture of other furniture (SIC 31090)
- Repair of furniture and home furnishings (SIC 95240)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Neil Earnshaw | Director | Mar 1964 | 16 Jul 2024 | None |
| Martin Kegg | Director | Feb 1986 | 16 Jul 2024 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
Filed accounts and finances
Net assets
−£1,936
No earlier figure to compare
Employees (average)
2
No earlier figure to compare
Owed within a year
£13.6k
No earlier figure to compare
Net assets are negative: on its last balance sheet the company owed £1,936 more than it owned.
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15842289. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Horsfield Upholstery’s history from the FCA register and Companies House, newest first.
2025
9 December 2025
- Became an introducer appointed representative
FCA register
2024
16 July 2024
- Incorporated at Companies House
- Martin Kegg became a part-owner (25–50% of shares)
- Neil Earnshaw became a part-owner (25–50% of shares)
- Martin Kegg appointed as a director
- Neil Earnshaw appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Horsfield Upholstery
Other firms of the same type (mortgage adviser or broker), nearest first.
In Colne
In the Blackburn (BB) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Horsfield Upholstery
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- All 6 events in its history
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Frequently asked questions about this firm
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What do Horsfield Upholstery’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk