Howden RCS Limited

Reference number: 775555

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Howden Employee Benefits & Wellbeing Limited Reference number: 312841 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Howden RCS Limited (FRN 775555) is an AR of Howden Employee Benefits & Wellbeing Limited (FRN 312841). When you use Howden RCS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Howden RCS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When howdengroup.com first appeared online, and whether it can receive email
  • What kind of line 0345 076 2288 is
  • Whether EC3A 5AF is a shared office: 29 other firms give it
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • AHR Employment and Safety Services Limited Former name
  • AHR Consultants Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Howden Employee Benefits & Wellbeing Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10675339
Company status
Active
Company type
Private limited company
Incorporated
16 March 2017 (9 years old)
Registered office
One Creechurch Place, London, EC3A 5AF, United Kingdom
Nature of business
  • Human resources provision and management of human resources functions (SIC 78300)

Directors and company secretaries

Name Role Born Appointed Other companies
Scott David Eason Director Nov 1973 1 Feb 2026 3 other companies
Paul Daniel Leandro Director Sep 1978 1 Feb 2026 1 other company
Graeme Robert Manning Secretary Not published 9 Jan 2025 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
are FCA-registered
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 1 company these 2 directors run together
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2023Small company accountsNot audited

Net assets

£405k

+30% from £312k

Cash at bank

£175k

+12% from £155k

Employees (average)

16

−11% from 18

Owed within a year

£395k

−15% from £467k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2019 to 2023
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10675339. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Howden RCS’s history from the FCA register and Companies House, newest first.

Key events (8) All events (22)

2025

12 February 2025

  • Changed its registered name from "AHR Employment and Safety Services Limited"

FCA register

2024

3 January 2024

  • Chloe Mahoney stopped being a part-owner
  • Howden Uk&I Holdings Limited took control (75–100% of shares)
  • Simon Robert Howes stopped being a part-owner

Companies House

2017

1 April 2017

  • Became an appointed representative

FCA register

16 March 2017

  • Incorporated at Companies House
  • Chloe Mahoney became a part-owner (25–50% of shares)
  • Simon Robert Howes became a part-owner (25–50% of shares)

Companies House

In the full report: all 22 events

  • All 22 events in its history (8 shown here)
  • Every director appointment and resignation: 12
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Firms connected to Howden RCS

Other FCA-listed firms that share a director, phone number or address with Howden RCS. A link shows who the firm is tied to, not whether either can be trusted.

past links
2

In the full report: all 0 connected firms, named

  • 2 past links through former directors
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Firms like Howden RCS

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Howden RCS

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 5 years of accounts, charted
  • All 22 events in its history

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Frequently asked questions about this firm

Is Howden RCS Limited FCA authorised?
Howden RCS Limited (FRN 775555) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Howden RCS?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Howden RCS Limited (FRN 775555) is an AR of Howden Employee Benefits & Wellbeing Limited (FRN 312841). When you use Howden RCS's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Howden RCS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Howden RCS’ phone number and website?
The FCA register lists the phone number 0345 076 2288 and the website howdengroup.com/uk-en/risk-management/people for Howden RCS. If you were given different contact details, use these to check with the firm before going any further.
Is Howden RCS a scam or clone?
Howden RCS is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Howden RCS?
Protection works through Howden Employee Benefits & Wellbeing Limited, the principal firm responsible for Howden RCS's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Howden RCS?
Howden RCS is owned by Howden Uk&I Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 3 January 2024. Before that, it was controlled by Mr Simon Robert Howes and Chloe Mahoney.
Who runs Howden RCS?
Companies House lists 2 directors of Howden RCS: Scott David Eason and Paul Daniel Leandro.
How long has Howden RCS been in business?
The company was formed on 16 March 2017.
What do Howden RCS’ latest accounts show?
Its latest accounts, to 30 June 2023, show net assets of £405k (+30% from £312k) and cash at bank of £175k (+12% from £155k).
Does Howden RCS use any other names?
It has previously used 2 other names: AHR Employment and Safety Services Limited and AHR Consultants.

Sources and links

The full report on Howden RCS Limited

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