Hybrid Advice Central Limited

Reference number: 711110

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When hybridadvice.com first appeared online, and whether it can receive email
  • What kind of line 020 7460 1030 is, and the other firm that gives it
  • Who else gives the postcode W1F 9EL
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Other names (11)

If you were contacted under any of these names, it is this firm.

  • Aspirations Trading name
  • Aspirations Financial Planning Trading name
  • D'Arblay Wealth Trading name
  • Hybrid Advice Trading name
  • Southernhay Financial Planning Trading name
  • Southernhay Financial Planning Limited Former name
  • Chris Wheatley IFA Former trading name
  • CWIFA Former trading name
  • Miraclair Wealth Former trading name
  • RFC Financial Services Former trading name
  • Southernhay Wealth Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08168055
Company status
Active
Company type
Private limited company
Incorporated
3 August 2012 (14 years old)
Registered office
10 Lower James Street, London, W1F 9EL, England
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Alexander James Macgillivray Langmuir Director Dec 1985 4 Jun 2024 8 other companies
Andrew Charles Hodson Director Feb 1966 4 Jul 2025 9 other companies
Emma Jane Watson Director Aug 1975 11 Dec 2025 2 other companies
Sumeet Thapar Director Jul 1988 28 Aug 2026 6 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
23
closed down
5
went insolvent
1

In the full report: all 23 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 4 on the FCA register
  • The 2 companies these 4 directors run together
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

10 months to 31 March 2025Abridged accountsNot audited

Net assets

£442k

+923% from £43.2k

Cash at bank

£50.8k

−29% from £71.9k

Employees (average)

2

−50% from 4

Owed within a year

£33.3k

+35% from £24.7k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08168055. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Hybrid Advice Central’s history from the FCA register and Companies House, newest first.

Key events (18) All events (47)

2026

10 February 2026

  • FCA imposed a requirement (The Deed Poll covers any prospective or future liabilities occurring from the acquisition of clients or assets from The Wealth Harbour Limited (FRN 827035))

FCA register

2025

18 March 2025

  • FCA imposed a requirement (The Deed Poll covers any prospective or future liabilities occurring from the acquisition of clients or assets from Aspirations Financial Advice Ltd (FRN 668764))

FCA register

7 February 2025

  • FCA imposed a requirement (The Deed Poll covers any prospective or future liabilities occurring from the acquisition of clients or assets from RFC Financial Services Limited)

FCA register

10 January 2025

  • FCA imposed a requirement (The Deed Poll covers any prospective or future liabilities occurring from the acquisition of clients or assets from Strabens Hall Limited)

FCA register

2024

22 November 2024

  • Hybrid Advice Ltd took control (75–100% of shares)
  • Sfp Bidco Ltd gave up control

Companies House

19 August 2024

  • Changed its registered name from "Southernhay Financial Planning Limited"

FCA register

17 May 2024

  • Grovesend Financial Planning Limited stopped being a part-owner
  • Richard David Wheeler stopped being a part-owner
  • Sfp Bidco Ltd took control (75–100% of shares)

Companies House

2021

5 May 2021

  • Claire Elizabeth Taylor stopped being a part-owner
  • Grovesend Financial Planning Limited became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Claire Elizabeth Taylor became a part-owner (25–50% of shares)
  • Richard David Wheeler became a part-owner (25–50% of shares)

Companies House

13 January 2016

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

2012

3 August 2012

  • Incorporated at Companies House

Companies House

In the full report: all 47 events

  • All 47 events in its history (18 shown here)
  • Every director appointment and resignation: 10
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Firms connected to Hybrid Advice Central

Other FCA-listed firms that share a director, phone number or address with Hybrid Advice Central. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its phone number
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same phone number (1), the same postcode (2)
  • Who links each one: the named directors, with dates
  • 3 past links through former directors
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Firms like Hybrid Advice Central

Other firms of the same type (financial adviser), nearest first.

In London

Ernst & Young LLPLondonAuthorisedGallagher (Administration & Investment) LimitedLondonAuthorisedGallagher Risk & Reward LimitedLondonAuthorisedKroll Securities LtdLondonAuthorisedCambridge Mercantile Risk Management (UK) LtdLondonAuthorisedCapita Pension Solutions LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Hybrid Advice Central

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 23 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 47 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Hybrid Advice Central Limited FCA authorised?
Yes, Hybrid Advice Central Limited (FRN 711110) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2016 and works as a financial adviser. The FCA has placed a limit on what it may do.
What is Hybrid Advice Central’s phone number and website?
The FCA register lists the phone number 020 7460 1030 and the website hybridadvice.com for Hybrid Advice Central. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Hybrid Advice Central a scam or clone?
Hybrid Advice Central is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Hybrid Advice Central?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Hybrid Advice Central to the Financial Ombudsman Service, free of charge.
Who owns Hybrid Advice Central?
Hybrid Advice Central is owned by Hybrid Advice Ltd, which holds 75–100% of shares and 75–100% of votes, since 22 November 2024. Before that, it was controlled by Ms Claire Elizabeth Taylor, Sfp Bidco Ltd and Grovesend Financial Planning Limited.
Who runs Hybrid Advice Central?
Companies House lists 4 directors of Hybrid Advice Central: Alexander James Macgillivray Langmuir, Andrew Charles Hodson, Emma Jane Watson and Sumeet Thapar.
How long has Hybrid Advice Central been in business?
The company was formed on 3 August 2012, and has held its current FCA authorisation since January 2016.
What do Hybrid Advice Central’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £442k (+923% from £43.2k) and cash at bank of £50.8k (−29% from £71.9k).
Does Hybrid Advice Central use any other names?
It trades as Aspirations, Aspirations Financial Planning, D'Arblay Wealth, Hybrid Advice and Southernhay Financial Planning. It has previously used 6 other names, including Southernhay Financial Planning Limited, Chris Wheatley IFA and CWIFA.

Sources and links

The full report on Hybrid Advice Central Limited

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