I C Loans Limited

Reference number: 715808

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When icloans.co.uk first appeared online, and whether it can receive email
  • What kind of line 0141 221 5222 is
  • Who else gives the postcode G2 6NL
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC254258
Company status
Active
Company type
Private limited company
Incorporated
14 August 2003 (23 years old)
Registered office
Allan House, Bothwell Street, Glasgow, G2 6NL, Scotland
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name Role Born Appointed Other companies
Adam Nathan Berkley Director Jul 1954 14 Aug 2003 15 other companies
Daniel Berkley Director Apr 1988 26 Mar 2008 1 other company
Katy Ann Berkley Director Jun 1985 26 Mar 2008 3 other companies
Simon Leon Berkley Director Oct 1982 26 Mar 2008 6 other companies
Adam Nathan Berkley Secretary Not published 14 Aug 2003 15 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
17
closed down
8
run together
6

In the full report: all 17 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 6 companies these 4 directors run together
  • All 9 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

£1.41m

−2.6% from £1.44m

Cash at bank

£79.0k

−44% from £141k

Employees (average)

8

−11% from 9

Owed within a year

£523k

+7.7% from £485k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC254258. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

I C Loans’s history from the FCA register and Companies House, newest first.

Key events (7) All events (22)

2025

14 August 2025

  • Simon Berkley gained significant control

Companies House

1 July 2025

  • Adam Nathan Berkley no longer has significant control

Companies House

2016

12 August 2016

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

6 April 2016

  • Adam Nathan Berkley gained significant control

Companies House

2003

14 August 2003

  • Incorporated at Companies House

Companies House

In the full report: all 22 events

  • All 22 events in its history (7 shown here)
  • Every director appointment and resignation: 12
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Firms connected to I C Loans

Other FCA-listed firms that share a director, phone number or address with I C Loans. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like I C Loans

Other firms of the same type (lender), nearest first.

In Glasgow

University Court of the University of GlasgowGlasgowAuthorisedAffordable Finance (South) LimitedGlasgowAuthorisedAlex Munro LimitedGlasgowAuthorisedArgyle Consulting LimitedGlasgowAuthorisedCaledonian Consumer Finance LtdGlasgowAuthorisedCarnegie Consumer Finance LimitedGlasgowAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on I C Loans

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 17 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 22 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is I C Loans Limited FCA authorised?
Yes, I C Loans Limited (FRN 715808) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2016 and works as a lender. The FCA has placed a limit on what it may do.
What is I C Loans’ phone number and website?
The FCA register lists the phone number 0141 221 5222 and the website icloans.co.uk for I C Loans. If you were given different contact details, use these to check with the firm before going any further.
Is I C Loans a scam or clone?
I C Loans is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with I C Loans?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how I C Loans handles your money, so check the specific product before you commit. You can also refer complaints about I C Loans to the Financial Ombudsman Service, free of charge.
Who owns I C Loans?
Companies House lists one person with significant control of I C Loans: Mr Simon Berkley (significant influence or control). Before that, it was controlled by Mr Adam Nathan Berkley.
Who runs I C Loans?
Companies House lists 4 directors of I C Loans: Adam Nathan Berkley, Daniel Berkley, Katy Ann Berkley and Simon Leon Berkley.
How long has I C Loans been in business?
The company was formed on 14 August 2003, and has held its current FCA authorisation since August 2016.
What do I C Loans’ latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £1.41m (−2.6% from £1.44m) and cash at bank of £79.0k (−44% from £141k).

Sources and links

The full report on I C Loans Limited

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