Ib4u Ltd

Reference number: 1019677

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • IB4U LTD (FRN 1019677) introduces customers to Tabeo Finance Limited (FRN 777539). Any regulated advice or arranging is done by the principal, not IB4U.
  • Example: if IB4U refers you to a financial adviser, the advice should come from the principal firm, not from IB4U itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07712 632159

  • Address

    Pickerings Dental Surgery, 103-104 Upper Street, London, Islington, N1 1QN, United Kingdom

In the full report: 2 background checks

  • What kind of line 07712 632159 is, and the other firm that gives it
  • Who else gives the postcode N1 1QN
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Invisiblebraces4u Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Tabeo Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
16 September 2024 (2 years old)
Registered office
Corinthian House Dental Beauty Partners - Suite C, 17 Lansdowne Road, London, CR0 2BX, United Kingdom
Nature of business
  • Dental practice activities (SIC 86230)

Directors and company secretaries

Name Role Born Appointed Other companies
Krishan Lee Joshi Director Jul 1981 16 Sep 2024 None
Soumaya Zinet (Dr) Director Feb 1998 16 Sep 2024 None
Dev Indravadan Patel Director Feb 1989 20 Sep 2024 None
Colin Leslie Stokes Director Oct 1975 20 Sep 2024 97 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
97
closed down
14
are FCA-registered
55

In the full report: all 97 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 55 on the FCA register, including one no longer authorised
  • All 5 people who have ever been directors, with their dates
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Key dates in its history

Ib4u’s history from the FCA register and Companies House, newest first.

2024

25 September 2024

  • Became an introducer appointed representative

FCA register

20 September 2024

  • Dental Beauty Group Ltd became the majority owner (50–75% of shares)
  • Krishan Lee Joshi stopped being a part-owner

Companies House

16 September 2024

  • Incorporated at Companies House
  • Krishan Lee Joshi became a part-owner (25–50% of shares)

Companies House

In the full report: all 12 events

  • All 12 events in its history (5 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Ib4u

Other FCA-listed firms that share a director, phone number or address with Ib4u. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its phone number
1
share its postcode
1

In the full report: all 2 connected firms, named

  • How each is linked: the same phone number (1), the same postcode (1)
  • Who links each one: the named directors, with dates
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Firms like Ib4u

Other firms of the same type (dental or medical practice), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ib4u

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 97 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 12 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Ib4u Ltd FCA authorised?
Ib4u Ltd (FRN 1019677) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Ib4u?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Ib4u Ltd (FRN 1019677) introduces customers to Tabeo Finance Limited (FRN 777539). Any regulated advice or arranging is done by the principal, not Ib4u. Example: if Ib4u refers you to a financial adviser, the advice should come from the principal firm, not from Ib4u itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ib4u’s phone number?
The FCA register lists the phone number 07712 632159 for Ib4u. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Ib4u a scam or clone?
Ib4u is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ib4u?
Protection works through Tabeo Finance Limited, the principal firm responsible for Ib4u's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Ib4u?
Ib4u is owned by Dental Beauty Group Ltd, which holds 50–75% of shares, 50–75% of votes and can appoint and remove the board, since 20 September 2024. Before that, it was controlled by Mr Krishan Lee Joshi.
Who runs Ib4u?
Companies House lists 4 directors of Ib4u: Krishan Lee Joshi, Soumaya Zinet (Dr), Dev Indravadan Patel and Colin Leslie Stokes.
How long has Ib4u been in business?
The company was formed on 16 September 2024.
Does Ib4u use any other names?
It trades as Invisiblebraces4u.

Sources and links

The full report on Ib4u Ltd

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