IE Financial Services Ltd
Reference number: 177626
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 30 years
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 30 November 2025
Responsible principal firm
Sesame Limited Reference number: 150427 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- IE Financial Services Ltd (FRN 177626) is an AR of Sesame Limited (FRN 150427). When you use IE Financial Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from IE Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
97 Main Street, Wishaw, ML2 7AU, United Kingdom
In the full report: 3 background checks
- When independentestates.com first appeared online, and whether it can receive email
- What kind of line 01698 891696 is
- Who else gives the postcode ML2 7AU
Other names (2)
If you were contacted under any of these names, it is this firm.
- IE Financial Services Former name: A name it was registered under before.
- Independents Estates Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC817391 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 24 July 2024 (2 years old)
- Registered office
- 6 Havelock Street, Glasgow, G11 5JA, Scotland
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| John O'Malley | Director | Apr 1973 | 1 Dec 2025 | 6 other companies |
| Kevin John Taylor | Director | Apr 1969 | 1 Dec 2025 | 10 other companies |
| Bruce Alexander Lamond | Secretary | Not published | 11 Jun 2026 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 13
- closed down
- 2
- are FCA-registered
- 3
In the full report: all 13 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 3 on the FCA register
- The 3 companies these 2 directors run together
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£761
No earlier figure to compare
Employees (average)
6
No earlier figure to compare
Owed within a year
£14.3k
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company SC817391. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
IE Financial Services’s history from the FCA register and Companies House, newest first.
2025
30 November 2025
- Independent Estates (Holdings) Ltd gave up control
- Independent Mortgage Store Limited took control (75–100% of shares)
Companies House
2024
16 August 2024
- Changed its registered name from "IE Financial Services"
FCA register
24 July 2024
- Incorporated at Companies House
- Independent Estates (Holdings) Ltd took control (75–100% of shares)
Companies House
2016
5 April 2016
- Changed its registered name from "Independents Estates"
FCA register
1996
23 January 1996
- Became an appointed representative
FCA register
In the full report: all 13 events
- All 13 events in its history (7 shown here)
- Every director appointment and resignation: 6
Firms connected to IE Financial Services
Other FCA-listed firms that share a director, phone number or address with IE Financial Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share a director
- 3
In the full report: all 3 connected firms, named
- How each is linked: shared directors (3)
- Who links each one: the named directors, with dates
Firms like IE Financial Services
Other firms of the same type (mortgage adviser or broker), nearest first.
In the Motherwell (ML) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on IE Financial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 13 other companies its directors have run, named
- 3 background checks on its contact details
- All 13 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
Is IE Financial Services Ltd FCA authorised?
What does appointed representative mean for IE Financial Services?
What is IE Financial Services’ phone number and website?
Is IE Financial Services a scam or clone?
Is my money safe with IE Financial Services?
Who owns IE Financial Services?
Who runs IE Financial Services?
How long has IE Financial Services been in business?
What do IE Financial Services’ latest accounts show?
Does IE Financial Services use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk