ilumiti LLP

Reference number: 608554

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When ilumiti.co.uk first appeared online, and whether it can receive email
  • What kind of line 0800 619 1019 is
  • Who else gives the postcode N13 4BS
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Other names (6)

If you were contacted under any of these names, it is this firm.

  • Informed Pensions Trading name
  • Lemonade Trading name
  • Lemonade Money Trading name
  • Lemonade Reward Trading name
  • Lemonade LLP Former name
  • TGV Partnership LLP Former name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Debt-counselling
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
OC386425
Company status
Active
Company type
Limited liability partnership
Incorporated
5 July 2013 (13 years old)
Registered office
Ashbourne House The Guildway, Old Portsmouth Road, Artington, Guildford, GU3 1LR, England

Directors and company secretaries

Name Role Born Appointed Other companies
David Gordon Pugh LLP designated member Mar 1972 5 Jul 2013 3 other companies
Garin Paul Squires LLP designated member Apr 1970 5 Jul 2013 None
Richard Hoare LLP member Jul 1973 5 Jul 2013 None
Daniel Peter Mills LLP member Sep 1985 1 Jan 2016 None
Matthew James Keene LLP member Jun 1987 1 Dec 2023 None
Benjamin John Trillow LLP member Mar 1981 1 Feb 2024 None
Jack Lee Saunders LLP member Sep 1999 8 Feb 2025 None

Other companies run by these 7 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
still active
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 7 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Cash at bank

£503k

+6.9% from £471k

Employees (average)

15

Same as 15

Owed within a year

£246k

+22% from £202k

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company OC386425. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Ilumiti’s history from the FCA register and Companies House, newest first.

Key events (6) All events (21)

2024

1 July 2024

  • Changed its registered name from "Lemonade LLP"

FCA register

2016

22 June 2016

  • David Gordon Pugh gained significant control

Companies House

2014

25 June 2014

  • Changed its registered name from "TGV Partnership LLP"

FCA register

2 June 2014

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2013

5 July 2013

  • Incorporated at Companies House

Companies House

In the full report: all 21 events

  • All 21 events in its history (6 shown here)
  • Every director appointment and resignation: 9
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Firms like ilumiti

Other firms of the same type (financial adviser), nearest first.

In London

Ernst & Young LLPLondonAuthorisedGallagher (Administration & Investment) LimitedLondonAuthorisedGallagher Risk & Reward LimitedLondonAuthorisedKroll Securities LtdLondonAuthorisedCambridge Mercantile Risk Management (UK) LtdLondonAuthorisedCapita Pension Solutions LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on ilumiti

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 21 events in its history

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Frequently asked questions about this firm

Is ilumiti LLP FCA authorised?
Yes, ilumiti LLP (FRN 608554) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2014 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is ilumiti’s phone number and website?
The FCA register lists the phone number 0800 619 1019 and the website ilumiti.co.uk for ilumiti. If you were given different contact details, use these to check with the firm before going any further.
Is ilumiti a scam or clone?
ilumiti is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with ilumiti?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about ilumiti to the Financial Ombudsman Service, free of charge.
Who owns ilumiti?
Companies House lists one person with significant control of ilumiti: Mr David Gordon Pugh (significant influence or control).
Who runs ilumiti?
Companies House lists 7 directors of ilumiti: David Gordon Pugh, Garin Paul Squires, Richard Hoare, Daniel Peter Mills, Matthew James Keene, Benjamin John Trillow and 1 more.
How long has ilumiti been in business?
The company was formed on 5 July 2013, and has held its current FCA authorisation since June 2014.
What do ilumiti’s latest accounts show?
Its latest accounts, to 31 March 2025, show cash at bank of £503k (+6.9% from £471k).
Does ilumiti use any other names?
It trades as Informed Pensions, Lemonade, Lemonade Money and Lemonade Reward. It has previously used 2 other names: Lemonade LLP and TGV Partnership LLP.

Sources and links

The full report on ilumiti LLP

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