Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 9 years
- Protected through the principal
- No FCA actions
- Active company since 2011
- Accounts filed up to 31 December 2025
- Its whole board of directors changed in April 2026
Responsible principal firm
Mortgage Advice Bureau Limited Reference number: 455545 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- IMAC NE Ltd (FRN 779311) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use IMAC NE's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from IMAC NE, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
84 View Point, Consett Business Park, Villa Real, Consett, Durham, DH8 6BN, United Kingdom
In the full report: 2 background checks
- What kind of line 01207 589561 is
- Who else gives the postcode DH8 6BN
Other names (4)
If you were contacted under any of these names, it is this firm.
- MAB New Homes Trading name: A name it trades under now.
- Mortgage Advice Bureau Trading name: A name it trades under now.
- MAB Former trading name: A name it used to trade under.
- Mortgage Bureau North East Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07870007 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 5 December 2011 (14 years old)
- Registered office
- Unit 3, Thornfields House Cross Street, Bramley, Rotherham, S66 2SA, England
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Paul Horner | Director | Apr 1977 | 2 Apr 2026 | 3 other companies |
| Lee Andrew Cardwell | Director | Sep 1972 | 2 Apr 2026 | 4 other companies |
| Mark Andrew Pender | Director | Oct 1976 | 2 Apr 2026 | None |
| Helen Caroline Pierson | Director | Mar 1966 | 2 Apr 2026 | 3 other companies |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 6
- closed down
- 4
- is FCA-registered
- 1
In the full report: all 6 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 2 companies these 4 directors run together
- All 7 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£855
Up £500 from £355
Cash at bank
£513k
+46% from £352k
Employees (average)
10
−9.1% from 11
Owed within a year
£512k
+45% from £353k
Net assets
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 07870007. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Imac Ne’s history from the FCA register and Companies House, newest first.
2026
2 April 2026
- Board replaced: its only director left and 4 new directors took over
Companies House
2024
23 July 2024
- David Walton stopped being the majority owner
- New Homes Mortgages Ltd took control (75–100% of shares)
Companies House
2017
18 May 2017
- Became an appointed representative
FCA register
2016
1 May 2016
- David Walton became the majority owner (50–75% of shares)
Companies House
2011
5 December 2011
- Incorporated at Companies House
Companies House
In the full report: all 24 events
- All 24 events in its history (6 shown here)
- Every director appointment and resignation: 12
Firms connected to Imac Ne
Other FCA-listed firms that share a director, phone number or address with Imac Ne. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 1
- share its postcode
- 1
In the full report: all 2 connected firms, named
- How each is linked: shared directors (1), the same postcode (1)
- Who links each one: the named directors, with dates
Firms like Imac Ne
Other firms of the same type (insurance broker), nearest first.
In Consett
In the Durham (DH) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Imac Ne
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 6 other companies its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 24 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk