K B Sowden & R A Kilner

Reference number: 595530

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Appointed representative

K B Sowden & R A Kilner does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

NATIONAL FARMERS UNION MUTUAL INSURANCE SOCIETY LIMITED(THE) Reference number: 117664 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • K B Sowden & R A Kilner (FRN 595530) is an AR of NATIONAL FARMERS UNION MUTUAL INSURANCE SOCIETY LIMITED(THE) (FRN 117664). When you use K B Sowden & R A Kilner's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from K B Sowden & R A Kilner, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0191 378 9508

  • Address

    NFU Office, Unit 4 Elliot Court, Meadow Field, Durham, DH7 8PN, United Kingdom

In the full report: 2 background checks

  • What kind of line 0191 378 9508 is
  • Who else gives the postcode DH7 8PN
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Kate Bethune Sowden Former name
  • Kate B Sowden Former name
  • K B Sowden & E L Lyons Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through National Farmers Union Mutual Insurance Society Limited (The), the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

K B Sowden & R A Kilner’s history from the FCA register and Companies House, newest first.

2017

17 October 2017

  • Changed its registered name from "Kate B Sowden"

FCA register

2016

22 January 2016

  • Changed its registered name from "K B Sowden & E L Lyons"

FCA register

2013

23 April 2013

  • Changed its registered name from "Kate Bethune Sowden"

FCA register

6 February 2013

  • Became an appointed representative

FCA register

Firms like K B Sowden & R A Kilner

Other firms of the same type (insurance broker), nearest first.

In the Durham (DH) postcode area

Durham Police FederationDurhamAppointed representativeA J Cuthbertson, C M S Gilson, E L Mitchell & C R CoatsworthDurhamAppointed representativeEsh Holdings LimitedAppointed representativeIMAC NE LtdConsettAppointed representativeMel Lydon Mortgage Solutions LtdChester Le StreetAppointed representativePia Financial Services LtdChester Le StreetAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

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  • 2 background checks on its contact details

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Frequently asked questions about this firm

Is K B Sowden & R A Kilner FCA authorised?
K B Sowden & R A Kilner (FRN 595530) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for K B Sowden & R A Kilner?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. K B Sowden & R A Kilner (FRN 595530) is an AR of NATIONAL FARMERS UNION MUTUAL INSURANCE SOCIETY LIMITED(THE) (FRN 117664). When you use K B Sowden & R A Kilner's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from K B Sowden & R A Kilner, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is K B Sowden & R A Kilner’s phone number?
The FCA register lists the phone number 0191 378 9508 for K B Sowden & R A Kilner. If you were given different contact details, use these to check with the firm before going any further.
Is K B Sowden & R A Kilner a scam or clone?
K B Sowden & R A Kilner is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with K B Sowden & R A Kilner?
Protection works through National Farmers Union Mutual Insurance Society Limited (The), the principal firm responsible for K B Sowden & R A Kilner's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does K B Sowden & R A Kilner use any other names?
It has previously used 3 other names: Kate Bethune Sowden, Kate B Sowden and K B Sowden & E L Lyons.

Sources and links

The full report on K B Sowden & R A Kilner

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