Imagine Asset Finance Limited

Reference number: 912803

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

AFS Compliance Ltd Reference number: 625035 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Imagine Asset Finance Limited (FRN 912803) is an AR of AFS Compliance Ltd (FRN 625035). When you use Imagine Asset Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Imagine Asset Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07411 446743

  • Address

    Suite 4, Bowcliffe Hall, Bramham, Wetherby, West Yorkshire, LS23 6LP, United Kingdom

In the full report: 2 background checks

  • What kind of line 07411 446743 is
  • Who else gives the postcode LS23 6LP
Instant PDF download
Other names (4)

If you were contacted under any of these names, it is this firm.

  • Asset Finance Solutions Trading name
  • Imagine Business Finance Trading name
  • Imagine Car Finance Trading name
  • Imagine Finance Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through AFS Compliance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12122153
Company status
Active
Company type
Private limited company
Incorporated
25 July 2019 (7 years old)
Registered office
Dale House 64 Fink Hill, Horsforth, Leeds, LS18 4DH, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Miles Edward Bruce Fangman Director Apr 1990 25 Jul 2019 1 other company
Ian John Byron Director Aug 1989 17 Apr 2026 2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
still active
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
Instant PDF download

Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Net assets

£69.6k

−13% from £79.7k

Employees (average)

3

+200% from 1

Owed within a year

£19.4k

−32% from £28.5k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12122153. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Imagine Asset Finance’s history from the FCA register and Companies House, newest first.

Key events (6) All events (13)

2026

17 April 2026

  • Ijb Finance Ltd became a part-owner (25–50% of shares)
  • Miles Edward Bruce Fangman became a part-owner (25–50% of shares)
  • Miles Edward Bruce Fangman gave up control

Companies House

2019

29 August 2019

  • Became an appointed representative

FCA register

25 July 2019

  • Incorporated at Companies House
  • Miles Edward Bruce Fangman took control (75–100% of shares)

Companies House

In the full report: all 13 events

  • All 13 events in its history (6 shown here)
  • Every director appointment and resignation: 2
Instant PDF download

Firms connected to Imagine Asset Finance

Other FCA-listed firms that share a director, phone number or address with Imagine Asset Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Imagine Asset Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Wetherby

The Property Buying Company LimitedWetherbyAppointed representativeMayfield Mortgages Ltd.WetherbyAppointed representative

In the Leeds (LS) postcode area

A F Commercial LimitedIlkleyAppointed representativeAdvantage Mortgage Services (Yorkshire) LimitedLeedsAppointed representativeAlison TroughtLeedsAppointed representativeApex Mortgage & Protection UK LtdLeedsAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Imagine Asset Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 13 events in its history
  • 2 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Imagine Asset Finance Limited FCA authorised?
Imagine Asset Finance Limited (FRN 912803) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Imagine Asset Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Imagine Asset Finance Limited (FRN 912803) is an AR of AFS Compliance Ltd (FRN 625035). When you use Imagine Asset Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Imagine Asset Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Imagine Asset Finance’s phone number?
The FCA register lists the phone number 07411 446743 for Imagine Asset Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Imagine Asset Finance a scam or clone?
Imagine Asset Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Imagine Asset Finance?
Protection works through AFS Compliance Ltd, the principal firm responsible for Imagine Asset Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Imagine Asset Finance?
Companies House lists 2 people with significant control of Imagine Asset Finance: Ijb Finance Ltd (25–50% of shares) and Mrs Miles Edward Bruce Fangman (25–50% of shares). Before that, it was controlled by Mr Miles Edward Bruce Fangman.
Who runs Imagine Asset Finance?
Companies House lists 2 directors of Imagine Asset Finance: Miles Edward Bruce Fangman and Ian John Byron.
How long has Imagine Asset Finance been in business?
The company was formed on 25 July 2019.
What do Imagine Asset Finance’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £69.6k (−13% from £79.7k).
Does Imagine Asset Finance use any other names?
It trades as Asset Finance Solutions, Imagine Business Finance, Imagine Car Finance and Imagine Finance.

Sources and links

The full report on Imagine Asset Finance Limited

£19.99 · Instant PDF download

Loading secure checkout…