Immediate Mortgage Solutions Ltd

Reference number: 598714

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Immediate Mortgage Solutions Ltd (FRN 598714) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Immediate Mortgage Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Immediate Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When immediatemortgagesolutions.co.uk first appeared online, and whether it can receive email
  • What kind of line 01564 776016 is
  • Who else gives the postcode B93 9LF
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Point Me To Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
IMMEDIATE MORTGAGE SOLUTIONS LIMITED
Company status
Active
Company type
Private limited company
Incorporated
5 February 2013 (13 years old)
Registered office
1623 Warwick Road, Knowle, Solihull, West Midlands, B93 9LF
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Daryl Jon Holmes Director Aug 1979 5 Feb 2013 7 other companies
Daniel Quinn Director Oct 1988 3 Oct 2023 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
2
is FCA-registered
1

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£10.2k

−58% from £24.4k

Cash at bank

£29.3k

+173% from £10.8k

Employees (average)

0

−100% from 3

Owed within a year

£68.6k

+19% from £57.7k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08390051. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Immediate Mortgage Solutions’s history from the FCA register and Companies House, newest first.

2023

3 October 2023

  • Daniel Quinn gained 25–50% of the votes

Companies House

2021

20 May 2021

  • Changed its registered name from "Point Me To Limited"

FCA register

2019

16 December 2019

  • Andrew Hemmings stopped being a part-owner

Companies House

2016

6 April 2016

  • Andrew Hemmings became a part-owner (25–50% of shares)
  • Daryl Jon Holmes became the majority owner (50–75% of shares)

Companies House

2013

4 April 2013

  • Became an appointed representative

FCA register

5 February 2013

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (7 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Immediate Mortgage Solutions

Other FCA-listed firms that share a director, phone number or address with Immediate Mortgage Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
1
share its postcode
4

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (1), the same postcode (4)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Immediate Mortgage Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Birmingham (B) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Immediate Mortgage Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 13 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Immediate Mortgage Solutions Ltd FCA authorised?
Immediate Mortgage Solutions Ltd (FRN 598714) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Immediate Mortgage Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Immediate Mortgage Solutions Ltd (FRN 598714) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Immediate Mortgage Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Immediate Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Immediate Mortgage Solutions’ phone number and website?
The FCA register lists the phone number 01564 776016 and the website immediatemortgagesolutions.co.uk for Immediate Mortgage Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Immediate Mortgage Solutions a scam or clone?
Immediate Mortgage Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Immediate Mortgage Solutions?
Protection works through Mortgage Advice Bureau Limited, the principal firm responsible for Immediate Mortgage Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Immediate Mortgage Solutions?
Companies House lists 2 people with significant control of Immediate Mortgage Solutions: Mr Daryl Jon Holmes (50–75% of shares) and Mr Daniel Quinn (25–50% of votes). Before that, it was controlled by Mr Andrew Hemmings.
Who runs Immediate Mortgage Solutions?
Companies House lists 2 directors of Immediate Mortgage Solutions: Daryl Jon Holmes and Daniel Quinn.
How long has Immediate Mortgage Solutions been in business?
The company was formed on 5 February 2013.
What do Immediate Mortgage Solutions’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £10.2k (−58% from £24.4k) and cash at bank of £29.3k (+173% from £10.8k).
Does Immediate Mortgage Solutions use any other names?
It has previously used the name Point Me To Limited.

Sources and links

The full report on Immediate Mortgage Solutions Ltd

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