Incorporate Benefits LLP

Reference number: 772314

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Incorporate Insurance Services Limited Reference number: 309312 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Incorporate Benefits LLP (FRN 772314) is an AR of Incorporate Insurance Services Limited (FRN 309312). When you use Incorporate Benefits's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Incorporate Benefits, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When lbllp.co.uk first appeared online, and whether it can receive email
  • What kind of line 028 9066 1931 is, and the other firm that gives it
  • Who else gives the postcode BT9 6DJ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Incorporate Insurance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
NC001404
Company status
Active
Company type
Limited liability partnership
Incorporated
18 January 2017 (9 years old)
Registered office
16 Wellington Park, Belfast, BT9 6DJ, Northern Ireland

Directors and company secretaries

Name Role Born Appointed Other companies
INDEPENDENT HEALTHCARE SOLUTIONS (N.I.) LIMITED Corporate LLP designated member Not published 1 Feb 2017 None
INCORPORATE EMPLOYEE BENEFITS LIMITED Corporate LLP designated member Not published 1 Oct 2021 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 5 people who have been directors, with their dates
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Key dates in its history

Incorporate Benefits’s history from the FCA register and Companies House, newest first.

Key events (8) All events (12)

2025

10 October 2025

  • Audrey Mary Spence stopped being a part-owner

Companies House

9 October 2025

  • Independent Healthcare Solutions (N.I.) Limited became a part-owner (25–50% of shares)
  • John Robert Henderson Kerr stopped being a part-owner
  • Jrhk Holdings Ltd became a part-owner (25–50% of shares)

Companies House

2017

23 February 2017

  • Became an appointed representative

FCA register

18 January 2017

  • Incorporated at Companies House
  • Audrey Mary Spence became a part-owner (25–50% of shares)
  • John Robert Henderson Kerr became a part-owner (25–50% of shares)

Companies House

In the full report: all 12 events

  • All 12 events in its history (8 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Incorporate Benefits

Other FCA-listed firms that share a director, phone number or address with Incorporate Benefits. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its phone number
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Incorporate Benefits

Other firms of the same type (insurance broker), nearest first.

In Belfast

Concept Apps LtdBelfastAppointed representativeAdrian LappinBelfastAppointed representativeBB7 Risk Advisory LimitedBelfastAppointed representativeBlutail Financial LimitedBelfastAppointed representativeBurke Financial Planning LtdBelfastAppointed representativeEmily ConlonBelfastAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Incorporate Benefits

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 12 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Incorporate Benefits LLP FCA authorised?
Incorporate Benefits LLP (FRN 772314) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Incorporate Benefits?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Incorporate Benefits LLP (FRN 772314) is an AR of Incorporate Insurance Services Limited (FRN 309312). When you use Incorporate Benefits's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Incorporate Benefits, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Incorporate Benefits’ phone number and website?
The FCA register lists the phone number 028 9066 1931 and the website lbllp.co.uk for Incorporate Benefits. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Incorporate Benefits a scam or clone?
Incorporate Benefits is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Incorporate Benefits?
Protection works through Incorporate Insurance Services Limited, the principal firm responsible for Incorporate Benefits's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Incorporate Benefits?
Companies House lists 2 people with significant control of Incorporate Benefits: Jrhk Holdings Ltd (25–50% of votes) and Independent Healthcare Solutions (N.I.) Limited (25–50% of votes). Before that, it was controlled by Mr John Robert Henderson Kerr and Audrey Mary Spence.
Who runs Incorporate Benefits?
Companies House lists 2 directors of Incorporate Benefits: Independent Healthcare Solutions (N.i.) Limited and Incorporate Employee Benefits Limited.
How long has Incorporate Benefits been in business?
The company was formed on 18 January 2017.

Sources and links

The full report on Incorporate Benefits LLP

£19.99 · Instant PDF download

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