Inni Ltd: FCA regulated?

Registered with the FCA

This firm is registered to provide account information services. With your permission it can read your account data, but it cannot hold or move your money.

Registered for 6 years
Complaints covered by the Ombudsman
No FCA actions
Active company since 2004
Accounts filed up to 31 December 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

inniaccounts.co.uk (opens in a new tab)
Phone number

01332 460010
Address

1 Derwent Business Centre, Clarke Street, Derby, Derbyshire, DE1 2BU, United Kingdom

In the full report: 3 background checks

When inniaccounts.co.uk first appeared online, and whether it can receive email
What kind of line 01332 460010 is
Who else gives the postcode DE1 2BU

FCA permissions and consumer protection

Account information No FSCS cover
This firm does not hold or move your money, it only reads your account data with your permission. There are no customer funds to safeguard and FSCS protection does not arise. You can still complain about how it handled your data.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 05275385 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 2 November 2004 (21 years old)
Registered office: 1 Derwent Business Centre, Clarke Street, Derby, DE1 2BU, England
Nature of business: Business and domestic software development (SIC 62012)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Matthew Graham Poyser	Director	Aug 1974	2 Nov 2004	3 other companies
James Nicholas Poyser	Director	Mar 1981	27 Jun 2006	3 other companies
Paul Marshall Nicklin	Director	May 1969	1 Mar 2013	3 other companies
Matthew Graham Poyser	Secretary	Not published	2 Nov 2004	3 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 6
closed down: 4
is FCA-registered: 1

In the full report: all 6 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register, including one no longer authorised
The 2 companies these 3 directors run together
All 4 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£9,013

−68% from £28.4k

Cash at bank

£31.0k

−43% from £54.1k

Employees (average)

8

−20% from 10

No turnover or profit for the year to 31 December 2025: the accounts print them but do not tag them. The last tagged figures are £426k turnover and £147k profit, for the year to 31 December 2021.

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
Both charts, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 05275385. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Inni’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2020

18 May 2020

Regulated by the FCA from this date
Status on the FCA register became "Registered Account Information Service Provider"

FCA register

2016

6 April 2016

James Nicholas Poyser became a part-owner (25–50% of shares)
Matthew Graham Poyser became a part-owner (25–50% of shares)

Companies House

2004

2 November 2004

Incorporated at Companies House

Companies House

In the full report: all 10 events

All 10 events in its history (5 shown here)
Every director appointment and resignation: 5

Firms connected to Inni

Other FCA-listed firms that share a director, phone number or address with Inni. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: shared directors (1), the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Inni

Other firms of the same type (payment or money transfer firm), nearest first.

In Derby

Fractal Labs LtdDerbyAuthorised

In the Derby (DE) postcode area

DGM Agility LimitedAlfretonRegistered

Elsewhere in the UK

Uber Payments UK LimitedLondonAuthorised eBay Commerce UK LtdAuthorised Wise Payments LimitedLondonAuthorised HiFX Europe LimitedBracknellAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Inni

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

6 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 10 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Inni Ltd FCA authorised?

Yes, Inni Ltd (FRN 918132) is registered with the FCA and permitted to provide its regulated services.

What is Inni’s phone number and website?

The FCA register lists the phone number 01332 460010 and the website inniaccounts.co.uk for Inni. If you were given different contact details, use these to check with the firm before going any further.

Is Inni a scam or clone?

Inni is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Inni?

Protection depends on which product you hold and how Inni handles your money, so check the specific product before you commit. You can also refer complaints about Inni to the Financial Ombudsman Service, free of charge.

Who owns Inni?

Companies House lists 2 people with significant control of Inni: Mr James Nicholas Poyser (25–50% of shares) and Mr Matthew Graham Poyser (25–50% of shares).

Who runs Inni?

Companies House lists 3 directors of Inni: Matthew Graham Poyser, James Nicholas Poyser and Paul Marshall Nicklin.

How long has Inni been in business?

The company was formed on 2 November 2004, and has held its current FCA authorisation since May 2020.

What do Inni’s latest accounts show?

Its latest accounts, to 31 December 2025, show net assets of £9,013 (−68% from £28.4k) and cash at bank of £31.0k (−43% from £54.1k).