Integral Private Finance Services Ltd

Reference number: 582722

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Integral Private Finance Services Ltd (FRN 582722) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Integral Private Finance Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Integral Private Finance Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ipfs.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 8922 9222 is
  • Who else gives the postcode N3 1XW
Instant PDF download
Other names (4)

If you were contacted under any of these names, it is this firm.

  • IPFS Trading name: A name it trades under now.
  • J R Financial Solutions Trading name: A name it trades under now.
  • Mortgage Designs and Solutions Trading name: A name it trades under now.
  • Oliversfinance.com Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
10 May 2012 (14 years old)
Registered office
35 Ballards Lane, London, N3 1XW
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Steven Hocking-Robinson Director Dec 1968 10 May 2012 2 other companies
Paul Robert Smulovitch Director May 1977 10 May 2012 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
is FCA-registered
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 4 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 March 2023Micro-entity accountsNot audited

Net assets

£82.5k

−7.1% from £88.8k

Employees (average)

5

Same as 5

Owed within a year

£16.7k

−82% from £92.7k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2020 to 2023
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08064021. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Integral Private Finance Services’s history from the FCA register and Companies House, newest first.

2023

18 August 2023

  • Bridge UK Bidco Limited took control (75–100% of shares)
  • Neil Robert Graham stopped being a part-owner
  • Steven Hocking-Robinson stopped being a part-owner

Companies House

2016

6 April 2016

  • Neil Robert Graham became a part-owner (25–50% of shares)
  • Steven Hocking-Robinson became a part-owner (25–50% of shares)

Companies House

2012

14 June 2012

  • Became an appointed representative

FCA register

10 May 2012

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (7 shown here)
  • Every director appointment and resignation: 6
Instant PDF download

Firms connected to Integral Private Finance Services

Other FCA-listed firms that share a director, phone number or address with Integral Private Finance Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
Instant PDF download

Firms like Integral Private Finance Services

Other firms of the same type (financial adviser), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Integral Private Finance Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 18 events in its history
  • 1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Integral Private Finance Services Ltd FCA authorised?
Integral Private Finance Services Ltd (FRN 582722) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Integral Private Finance Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Integral Private Finance Services Ltd (FRN 582722) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Integral Private Finance Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Integral Private Finance Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Integral Private Finance Services’ phone number and website?
The FCA register lists the phone number 020 8922 9222 and the website ipfs.co.uk for Integral Private Finance Services. If you were given different contact details, use these to check with the firm before going any further.
Is Integral Private Finance Services a scam or clone?
Integral Private Finance Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Integral Private Finance Services?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Integral Private Finance Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Integral Private Finance Services?
Integral Private Finance Services is owned by Bridge UK Bidco Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 18 August 2023. Before that, it was controlled by Mr Steven Hocking-Robinson and Mr Neil Robert Graham.
Who runs Integral Private Finance Services?
Companies House lists 2 directors of Integral Private Finance Services: Steven Hocking-Robinson and Paul Robert Smulovitch.
How long has Integral Private Finance Services been in business?
The company was formed on 10 May 2012.
What do Integral Private Finance Services’ latest accounts show?
Its latest accounts, to 31 March 2023, show net assets of £82.5k (−7.1% from £88.8k).
Does Integral Private Finance Services use any other names?
It trades as IPFS, J R Financial Solutions and Mortgage Designs and Solutions. It has previously used the name Oliversfinance.com.

Sources and links

The full report on Integral Private Finance Services Ltd

£19.99 · Instant PDF download

Loading secure checkout…