International Motors Finance Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 10 years
Complaints covered by the Ombudsman
No FCA actions
Active company since 1994

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

internationalmotorsfinance.co.uk/internationalmotors (opens in a new tab)
Phone number

0344 556 0358
Address

No 1 John Street, John Street, Cardiff, CF10 5PE, United Kingdom

In the full report: 3 background checks

When internationalmotorsfinance.co.uk first appeared online, and whether it can receive email
What kind of line 0344 556 0358 is
Who else gives the postcode CF10 5PE

Other names (7)

If you were contacted under any of these names, it is this firm.

GWM UK Finance Trading name: A name it trades under now.
Isuzu Finance Trading name: A name it trades under now.
Subaru Finance Trading name: A name it trades under now.
XPENG UK Finance Trading name: A name it trades under now.
Great Wall Finance Former trading name: A name it used to trade under.
GWM ORA UK Finance Former trading name: A name it used to trade under.
Im Finance Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (2 permissions)

Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

Not permitted to canvass off trade premises

The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 02956040 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 5 August 1994 (32 years old)
Registered office: 33 Old Broad Street, London, EC2N 1HZ, United Kingdom
Nature of business: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Andrew Martin Edmiston	Director	Jul 1969	18 Apr 2008	32 other companies
James Patrick Mccaffrey	Director	Jun 1970	9 Dec 2019	9 other companies
Nicholas Andrew Williams	Director	Jun 1974	29 Oct 2022	28 other companies
William Brown	Director	Oct 1976	19 Sep 2023	None
Preston Mark Philip Rogers	Director	Oct 1979	3 Dec 2024	3 other companies
James Pearson	Director	Apr 1980	1 Sep 2025	32 other companies
David Dermot Hennessey	Secretary	Not published	14 Apr 2026	–

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 72
closed down: 4
went insolvent: 5

In the full report: all 72 companies, named

What each company does, and whether it is still trading
Which of these 6 directors sit on each board, and since when
The 5 that went into liquidation or administration
The 14 on the FCA register
The 30 companies these 6 directors run together
All 40 people who have ever been directors, with their dates

Key dates in its history

International Motors Finance’s history from the FCA register and Companies House, newest first.

Key events (6) All events (94)

2016

6 April 2016

Black Horse Group Limited became the majority owner (50–75% of shares)
International Motors Limited became a part-owner (25–50% of shares)

Companies House

1 April 2016

Regulated by the FCA from this date
FCA imposed a requirement (Not permitted to canvass off trade premises)
Became authorised by the FCA

FCA register

1994

5 August 1994

Incorporated at Companies House

Companies House

In the full report: all 94 events

All 94 events in its history (6 shown here)
Every director appointment and resignation: 76

Firms connected to International Motors Finance

Other FCA-listed firms that share a director, phone number or address with International Motors Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 12
share a director: 12
share its postcode: 4

In the full report: all 12 connected firms, named

How each is linked: shared directors (12), the same postcode (4)
Who links each one: the named directors, with dates

Firms like International Motors Finance

Other firms of the same type (lender), nearest first.

In Cardiff

EUI LimitedCardiffAuthorised Black Horse LimitedCardiffAuthorised Able Insurance Services LimitedCardiffAuthorised AMG Wealth Solutions LLPCardiffAuthorised Amie WortonCardiffAuthorised C M Loans LimitedCardiffAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on International Motors Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

72 other companies its directors have run, named
3 background checks on its contact details
All 94 events in its history
12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is International Motors Finance Limited FCA authorised?

Yes, International Motors Finance Limited (FRN 725002) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2016 and works as a lender. The FCA has placed a limit on what it may do.

What is International Motors Finance’s phone number and website?

The FCA register lists the phone number 0344 556 0358 and the website internationalmotorsfinance.co.uk/internationalmotors for International Motors Finance. If you were given different contact details, use these to check with the firm before going any further.

Is International Motors Finance a scam or clone?

International Motors Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with International Motors Finance?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how International Motors Finance handles your money, so check the specific product before you commit. You can also refer complaints about International Motors Finance to the Financial Ombudsman Service, free of charge.

Who owns International Motors Finance?

International Motors Finance is owned by Black Horse Group Limited, which holds 50–75% of shares and 50–75% of votes, since 6 April 2016.

Who runs International Motors Finance?

Companies House lists 6 directors of International Motors Finance: Andrew Martin Edmiston, James Patrick McCaffrey, Nicholas Andrew Williams, William Brown, Preston Mark Philip Rogers and James Pearson.

How long has International Motors Finance been in business?

The company was formed on 5 August 1994, and has held its current FCA authorisation since April 2016.

Does International Motors Finance use any other names?

It trades as GWM UK Finance, Isuzu Finance, Subaru Finance and XPENG UK Finance. It has previously used 3 other names: Great Wall Finance, GWM ORA UK Finance and Im Finance.