Irlam Estates Financial Services Limited

Reference number: 221448

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Irlam Estates Financial Services Limited (FRN 221448) is an AR of Openwork Limited (FRN 408285). When you use Irlam Estates Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Irlam Estates Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0161 777 9797

  • Address

    200 Liverpool Road, Irlam, Manchester, Lancashire, M44 6FE, United Kingdom

In the full report: 2 background checks

  • What kind of line 0161 777 9797 is
  • Who else gives the postcode M44 6FE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Irlam Estates Financial Services Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
14 November 2002 (23 years old)
Registered office
200 Liverpool Road, Irlam, Manchester, M44 6FE
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Simon Lawrence Jones Director Aug 1973 4 Feb 2003 2 other companies
Andrew Jones Director Sep 1980 1 Sep 2005 3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
still active
3
run together
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 2 directors run together
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Micro-entity accountsNot audited

Net assets

£38.5k

−4.4% from £40.3k

Employees (average)

3

Same as 3

Owed within a year

£434k

+17% from £372k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04590344. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Irlam Estates Financial Services’s history from the FCA register and Companies House, newest first.

2026

10 September 2026

  • Simon Lawrence Jones became a part-owner (25–50% of shares)
  • Simon Lawrence Jones stopped being a part-owner

Companies House

2025

4 September 2025

  • Andrew Jones became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Simon Lawrence Jones became a part-owner (25–50% of shares)

Companies House

2005

1 September 2005

  • Andrew Jones appointed as a director

Companies House

2004

20 July 2004

  • Changed its registered name from "Irlam Estates Financial Services"

FCA register

2003

4 February 2003

  • Simon Lawrence Jones appointed as a director

Companies House

2002

18 December 2002

  • Became an appointed representative

FCA register

14 November 2002

  • Incorporated at Companies House

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Irlam Estates Financial Services

Other firms of the same type (financial adviser), nearest first.

In Manchester

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Irlam Estates Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is Irlam Estates Financial Services Limited FCA authorised?
Irlam Estates Financial Services Limited (FRN 221448) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Irlam Estates Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Irlam Estates Financial Services Limited (FRN 221448) is an AR of Openwork Limited (FRN 408285). When you use Irlam Estates Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Irlam Estates Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Irlam Estates Financial Services’ phone number?
The FCA register lists the phone number 0161 777 9797 for Irlam Estates Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Irlam Estates Financial Services a scam or clone?
Irlam Estates Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Irlam Estates Financial Services?
Protection works through Openwork Limited, the principal firm responsible for Irlam Estates Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Irlam Estates Financial Services?
Companies House lists 2 people with significant control of Irlam Estates Financial Services: Mr Simon Lawrence Jones (25–50% of shares) and Mr Andrew Jones (25–50% of shares).
Who runs Irlam Estates Financial Services?
Companies House lists 2 directors of Irlam Estates Financial Services: Simon Lawrence Jones and Andrew Jones.
How long has Irlam Estates Financial Services been in business?
The company was formed on 14 November 2002.
What do Irlam Estates Financial Services’ latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £38.5k (−4.4% from £40.3k).
Does Irlam Estates Financial Services use any other names?
It has previously used the name Irlam Estates Financial Services.

Sources and links

The full report on Irlam Estates Financial Services Limited

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