J Freeman and Son (Netherton) Limited

Reference number: 814800

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • J FREEMAN AND SON (NETHERTON) LIMITED (FRN 814800) is an AR of Golden Charter Limited (FRN 965279). When you use J FREEMAN AND SON (NETHERTON)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from J FREEMAN AND SON (NETHERTON), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When jfreemanandson.com first appeared online, and whether it can receive email
  • What kind of line 01384 252943 is
  • Who else gives the postcode DY2 9HN
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
00898046
Company status
Active
Company type
Private limited company
Incorporated
13 February 1967 (59 years old)
Registered office
95 St Peters Road, Netherton, Dudley, West Midlands, DY2 9HN
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Lowe Director Feb 1969 8 Apr 1999 None
Brian Roberts Director Jan 1941 Not published None
Neil Andrew Roberts Director Oct 1963 Not published None
Brian Roberts Secretary Not published Not published None

In the full report: every company its directors have run

  • Confirmation that these 3 directors run no other company
  • All 5 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Abridged accountsNot audited

Net assets

£1.07m

No earlier figure to compare

Cash at bank

£697k

No earlier figure to compare

Employees (average)

16

No earlier figure to compare

Owed within a year

£293k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 00898046. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

J Freeman and Son (Netherton)’s history from the FCA register and Companies House, newest first.

Key events (3) All events (6)

2020

31 December 2020

  • Neil Andrew Roberts became a part-owner (25–50% of shares)

Companies House

2018

25 July 2018

  • Became an appointed representative

FCA register

1967

13 February 1967

  • Incorporated at Companies House

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 3
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Firms like J Freeman and Son (Netherton)

Other firms of the same type (funeral director), nearest first.

In the Dudley (DY) postcode area

A & A Walters LimitedTiptonAppointed representativeEdwin Harris & Sons LimitedKidderminsterAppointed representativeH Porter & Sons (Memorials) LimitedStourbridgeAppointed representativeJ W Marsh Funeral Directors LtdBrierley HillAppointed representativeJ.vernon Kendrick LimitedStourbridgeAppointed representativeJanet Mary Ince & Andrew William Gillam InceBewdleyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on J Freeman and Son (Netherton)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is J Freeman and Son (Netherton) Limited FCA authorised?
J Freeman and Son (Netherton) Limited (FRN 814800) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for J Freeman and Son (Netherton)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. J Freeman and Son (Netherton) Limited (FRN 814800) is an AR of Golden Charter Limited (FRN 965279). When you use J Freeman and Son (Netherton)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from J Freeman and Son (Netherton), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is J Freeman and Son (Netherton)’s phone number and website?
The FCA register lists the phone number 01384 252943 and the website jfreemanandson.com for J Freeman and Son (Netherton). If you were given different contact details, use these to check with the firm before going any further.
Is J Freeman and Son (Netherton) a scam or clone?
J Freeman and Son (Netherton) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with J Freeman and Son (Netherton)?
Protection works through Golden Charter Limited, the principal firm responsible for J Freeman and Son (Netherton)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns J Freeman and Son (Netherton)?
Companies House lists one person with significant control of J Freeman and Son (Netherton): Mr Neil Andrew Roberts (25–50% of shares).
Who runs J Freeman and Son (Netherton)?
Companies House lists 3 directors of J Freeman and Son (Netherton): Andrew Lowe, Brian Roberts and Neil Andrew Roberts.
How long has J Freeman and Son (Netherton) been in business?
The company was formed on 13 February 1967.
What do J Freeman and Son (Netherton)’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £1.07m (no earlier figure to compare) and cash at bank of £697k (no earlier figure to compare).

Sources and links

The full report on J Freeman and Son (Netherton) Limited

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