J W Marsh Funeral Directors Ltd

Reference number: 816400

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • J W MARSH FUNERAL DIRECTORS LTD (FRN 816400) is an AR of Golden Charter Limited (FRN 965279). When you use J W MARSH FUNERAL DIRECTORS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from J W MARSH FUNERAL DIRECTORS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When funeraldirectorsdudley.co.uk first appeared online, and whether it can receive email
  • What kind of line 01384 265620 is
  • Who else gives the postcode DY5 4LA
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08961251
Company status
Active
Company type
Private limited company
Incorporated
26 March 2014 (12 years old)
Registered office
High Oak High Street, Pensnett, Brierley Hill, West Midlands, DY5 4LA, United Kingdom
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
John William Timmins Director Feb 1967 26 Mar 2014 2 other companies
Jane Pugh Director Jan 1968 29 Sep 2017 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2026Abridged accountsNot audited

Total equity

£21.1k

−10% from £23.6k

Cash at bank

£28.8k

−23% from £37.4k

Employees (average)

2

Same as 2

Owed within a year

£14.5k

−54% from £31.4k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08961251. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

J W Marsh Funeral Directors’s history from the FCA register and Companies House, newest first.

2018

14 August 2018

  • Became an appointed representative

FCA register

2017

29 September 2017

  • Jane Pugh gained significant control
  • Jane Pugh appointed as a director

Companies House

2016

6 April 2016

  • John William Timmins took control (75–100% of shares)

Companies House

2014

26 March 2014

  • Incorporated at Companies House
  • John William Timmins appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to J W Marsh Funeral Directors

Other FCA-listed firms that share a director, phone number or address with J W Marsh Funeral Directors. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like J W Marsh Funeral Directors

Other firms of the same type (funeral director), nearest first.

In Brierley Hill

N.e. Downing (Blackheath) LimitedBrierley HillAppointed representative

In the Dudley (DY) postcode area

A & A Walters LimitedTiptonAppointed representativeEdwin Harris & Sons LimitedKidderminsterAppointed representativeH Porter & Sons (Memorials) LimitedStourbridgeAppointed representativeJ Freeman and Son (Netherton) LimitedDudleyAppointed representativeJ.vernon Kendrick LimitedStourbridgeAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on J W Marsh Funeral Directors

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is J W Marsh Funeral Directors Ltd FCA authorised?
J W Marsh Funeral Directors Ltd (FRN 816400) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for J W Marsh Funeral Directors?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. J W Marsh Funeral Directors Ltd (FRN 816400) is an AR of Golden Charter Limited (FRN 965279). When you use J W Marsh Funeral Directors's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from J W Marsh Funeral Directors, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is J W Marsh Funeral Directors’ phone number and website?
The FCA register lists the phone number 01384 265620 and the website funeraldirectorsdudley.co.uk for J W Marsh Funeral Directors. If you were given different contact details, use these to check with the firm before going any further.
Is J W Marsh Funeral Directors a scam or clone?
J W Marsh Funeral Directors is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with J W Marsh Funeral Directors?
Protection works through Golden Charter Limited, the principal firm responsible for J W Marsh Funeral Directors's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns J W Marsh Funeral Directors?
Companies House lists 2 people with significant control of J W Marsh Funeral Directors: Mr John William Timmins (75–100% of shares) and Miss Jane Pugh (significant influence or control).
Who runs J W Marsh Funeral Directors?
Companies House lists 2 directors of J W Marsh Funeral Directors: John William Timmins and Jane Pugh.
How long has J W Marsh Funeral Directors been in business?
The company was formed on 26 March 2014.
What do J W Marsh Funeral Directors’ latest accounts show?
Its latest accounts, to 31 March 2026, show total equity of £21.1k (−10% from £23.6k) and cash at bank of £28.8k (−23% from £37.4k).

Sources and links

The full report on J W Marsh Funeral Directors Ltd

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