Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 26 years
- Protected through the principal
- No FCA actions
- Active company since 2003
- One of its directors is also a director of a firm that is no longer authorised
Responsible principal firm
Mortgage Advice Bureau Limited Reference number: 455545 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Jigsaw Financial Services Ltd (FRN 194018) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Jigsaw Financial Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Jigsaw Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
Caledonia House, 1st Floor, Lawnswood Business Park, Redvers Close, Leeds, West Yorkshire, LS16 6QY, United Kingdom
In the full report: 2 background checks
- What kind of line 0113 258 7698 is, and the other firm that gives it
- Who else gives the postcode LS16 6QY
Other names (16)
If you were contacted under any of these names, it is this firm.
- Manning Stainton Trading name: A name it trades under now.
- Mortgage Advice Bureau Trading name: A name it trades under now.
- Jigsaw Financial Services Former name: A name it was registered under before.
- M S Mortgages Ltd Former name: A name it was registered under before.
- Fine & Country Former trading name: A name it used to trade under.
- Fine & Country Mortgages Former trading name: A name it used to trade under.
- Greenlight Mortgages Former trading name: A name it used to trade under.
- Greenlight Personal Loans Former trading name: A name it used to trade under.
- Jigsaw Mortgages Former trading name: A name it used to trade under.
- Manning Stainton Mortgages Former trading name: A name it used to trade under.
- Manning Stainton Personal Finance Former trading name: A name it used to trade under.
- Mortgages At Manning Stainton Former trading name: A name it used to trade under.
- mortgages@manningstainton.co.uk Former trading name: A name it used to trade under.
- MS Mortgages Former trading name: A name it used to trade under.
- MS Personal Finance Former trading name: A name it used to trade under.
- My Mortgage Manager Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- JIGSAW FINANCIAL SERVICES LIMITED
- Company number
- 04645880 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 23 January 2003 (23 years old)
- Registered office
- Building 1 Meadows Business Park, Blackwater, Camberley, GU17 9AB, United Kingdom
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Mark Brian Manning | Director | Nov 1981 | 1 Jun 2021 | 13 other companies |
| Paul Leonard Aitchison | Director | Jul 1979 | 31 Oct 2025 | 241 other companies |
| Michael Brian Cook | Director | Jun 1983 | 31 Oct 2025 | 108 other companies |
| OAKWOOD CORPORATE SECRETARY LIMITED | Corporate secretary | Not published | 31 Oct 2025 | – |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 246
- closed down
- 67
- are FCA-registered
- 15
In the full report: all 246 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 15 on the FCA register, including one no longer authorised
- The 107 companies these 3 directors run together
- All 10 people who have ever been directors, with their dates
Key dates in its history
Jigsaw Financial Services’s history from the FCA register and Companies House, newest first.
2024
9 May 2024
- Russell John Manning stopped being the majority owner
- Samcom Limited took control (75–100% of shares)
Companies House
2017
23 January 2017
- Russell John Manning became the majority owner (50–75% of shares)
Companies House
2005
16 March 2005
- Changed its registered name from "M S Mortgages Ltd"
FCA register
2003
23 January 2003
- Incorporated at Companies House
Companies House
2002
15 February 2002
- Changed its registered name from "Jigsaw Financial Services"
FCA register
2000
11 July 2000
- Became an appointed representative
FCA register
In the full report: all 52 events
- All 52 events in its history (7 shown here)
- Every director appointment and resignation: 15
Firms connected to Jigsaw Financial Services
Other FCA-listed firms that share a director, phone number or address with Jigsaw Financial Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 12
- no longer authorised
- 1
- share a director
- 12
In the full report: all 12 connected firms, named
- How each is linked: shared directors (12), the same phone number (1), the same postcode (1)
- Who links each one: the named directors, with dates
Firms like Jigsaw Financial Services
Other firms of the same type (mortgage adviser or broker), nearest first.
In Leeds
Advantage Mortgage Services (Yorkshire) LimitedLeedsAppointed representativeAlison TroughtLeedsAppointed representativeApex Mortgage & Protection UK LtdLeedsAppointed representativeApplied Financial Lines International (UK Branch)LeedsAppointed representativeBlackwell Financial Solutions LtdLeedsAppointed representativeBluebell Mortgage and Protection Solutions LtdLeedsAppointed representative
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Jigsaw Financial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 246 other companies its directors have run, named
- 2 background checks on its contact details
- All 52 events in its history
- 12 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Jigsaw Financial Services Ltd FCA authorised?
Jigsaw Financial Services Ltd (FRN 194018) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Jigsaw Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Jigsaw Financial Services Ltd (FRN 194018) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Jigsaw Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Jigsaw Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Jigsaw Financial Services’ phone number?
The FCA register lists the phone number 0113 258 7698 for Jigsaw Financial Services. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Jigsaw Financial Services a scam or clone?
Jigsaw Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Jigsaw Financial Services?
Protection works through Mortgage Advice Bureau Limited, the principal firm responsible for Jigsaw Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Jigsaw Financial Services?
Jigsaw Financial Services is owned by Samcom Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 9 May 2024. Before that, it was controlled by Mr Russell John Manning.
Who runs Jigsaw Financial Services?
Companies House lists 3 directors of Jigsaw Financial Services: Mark Brian Manning, Paul Leonard Aitchison and Michael Brian Cook.
How long has Jigsaw Financial Services been in business?
The company was formed on 23 January 2003.
Does Jigsaw Financial Services use any other names?
It trades as Manning Stainton and Mortgage Advice Bureau. It has previously used 14 other names, including Jigsaw Financial Services, M S Mortgages Ltd and Fine & Country.
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk