JK Financial Limited

Reference number: 700059

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Holder & Combes Limited Reference number: 574786 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • JK Financial Limited (FRN 700059) is an AR of Holder & Combes Limited (FRN 574786). When you use JK Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from JK Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 7101 2816

  • Address

    20 Little Britain, St. Paul's, London, EC1A 7DH, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 7101 2816 is
  • Who else gives the postcode EC1A 7DH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Holder & Combes Mortgages Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Holder & Combes Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

JK Financial’s history from the FCA register and Companies House, newest first.

2015

26 May 2015

  • Became an appointed representative
  • Began trading as "Holder & Combes Mortgages"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to JK Financial

Other FCA-listed firms that share a director, phone number or address with JK Financial. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like JK Financial

Other firms of the same type (financial adviser), nearest first.

In London

SIX Financial Information UK LimitedLondonAppointed representativeMagellan Investment Partners (UK) LimitedLondonAppointed representativeMoonfare UK LimitedLondonAppointed representativeAlpha FX Institutional LimitedLondonAppointed representativeLCP Capital Solutions LimitedLondonAppointed representativeBrighton Park Capital UK LimitedLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on JK Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is JK Financial Limited FCA authorised?
JK Financial Limited (FRN 700059) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for JK Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. JK Financial Limited (FRN 700059) is an AR of Holder & Combes Limited (FRN 574786). When you use JK Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from JK Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is JK Financial’s phone number?
The FCA register lists the phone number 020 7101 2816 for JK Financial. If you were given different contact details, use these to check with the firm before going any further.
Is JK Financial a scam or clone?
JK Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with JK Financial?
Protection works through Holder & Combes Limited, the principal firm responsible for JK Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does JK Financial use any other names?
It trades as Holder & Combes Mortgages.

Sources and links

The full report on JK Financial Limited

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