Jones Cameron Financial Services Limited

Reference number: 201802

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Jones Cameron Financial Services Limited (FRN 201802) is an AR of Openwork Limited (FRN 408285). When you use Jones Cameron Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Jones Cameron Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01772 888881

  • Address

    86 PLUNGINGTON ROAD, PRESTON, LANCASHIRE, PR1 7RA, United Kingdom

In the full report: 2 background checks

  • What kind of line 01772 888881 is
  • Who else gives the postcode PR1 7RA
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Other names (6)

If you were contacted under any of these names, it is this firm.

  • Jones Cameron Financial Planning Services Trading name: A name it trades under now.
  • Jeffrey James Duddy Former name: A name it was registered under before.
  • Jones Cameron Financial Planning Services (Jeff Duddy) Former name: A name it was registered under before.
  • Jeff Duddy Former trading name: A name it used to trade under.
  • Jones Cameron Estate Agents Former trading name: A name it used to trade under.
  • Jones Cameron Financial Planning Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
17 May 2002 (24 years old)
Registered office
86 Plungington Road, Preston, Lancashire, PR1 7RA, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Jeffrey James Duddy Director Jan 1971 29 May 2003 2 other companies
Jeffrey James Duddy Secretary Not published 29 May 2003 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 May 2025Micro-entity accountsNot audited

Net assets

£831k

+15% from £724k

Employees (average)

1

Same as 1

Owed within a year

£160k

−21% from £202k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04441603. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Jones Cameron Financial Services’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Duddy Holdings (Nw) Limited took control (75–100% of shares)

Companies House

2011

31 October 2011

  • Changed its registered name from "Jeffrey James Duddy"

FCA register

2007

26 February 2007

  • Changed its registered name from "Jones Cameron Financial Planning Services"

FCA register

2003

29 May 2003

  • Board replaced: its only director left and 2 new directors took over

Companies House

2002

3 December 2002

  • Changed its registered name from "Jones Cameron Financial Planning Services (Jeff Duddy)"

FCA register

17 May 2002

  • Incorporated at Companies House

Companies House

2000

4 August 2000

  • Became an appointed representative

FCA register

In the full report: all 19 events

  • All 19 events in its history (7 shown here)
  • Every director appointment and resignation: 5
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Firms like Jones Cameron Financial Services

Other firms of the same type (financial adviser), nearest first.

In the Preston (PR) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Jones Cameron Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 19 events in its history

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Frequently asked questions about this firm

Is Jones Cameron Financial Services Limited FCA authorised?
Jones Cameron Financial Services Limited (FRN 201802) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Jones Cameron Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Jones Cameron Financial Services Limited (FRN 201802) is an AR of Openwork Limited (FRN 408285). When you use Jones Cameron Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Jones Cameron Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Jones Cameron Financial Services’ phone number?
The FCA register lists the phone number 01772 888881 for Jones Cameron Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Jones Cameron Financial Services a scam or clone?
Jones Cameron Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Jones Cameron Financial Services?
Protection works through Openwork Limited, the principal firm responsible for Jones Cameron Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Jones Cameron Financial Services?
Jones Cameron Financial Services is owned by Duddy Holdings (Nw) Limited, which holds 75–100% of shares, since 6 April 2016.
Who runs Jones Cameron Financial Services?
Companies House lists one director of Jones Cameron Financial Services: Jeffrey James Duddy.
How long has Jones Cameron Financial Services been in business?
The company was formed on 17 May 2002.
What do Jones Cameron Financial Services’ latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £831k (+15% from £724k).
Does Jones Cameron Financial Services use any other names?
It trades as Jones Cameron Financial Planning Services. It has previously used 5 other names, including Jeffrey James Duddy, Jones Cameron Financial Planning Services (Jeff Duddy) and Jeff Duddy.

Sources and links

The full report on Jones Cameron Financial Services Limited

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