Julie Speed Financial Planning Ltd
Reference number: 1059203
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2026
- 1 thing worth a closer look in the background checks
Responsible principal firm
St. James's Place Wealth Management Plc Reference number: 195351 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Julie Speed Financial Planning Ltd (FRN 1059203) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Julie Speed Financial Planning's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Julie Speed Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
1C Walnut Way, Ickleford, Hitchin, Hertfordshire, SG5 3XT, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When juliespeedfp.co.uk first appeared online, and whether it can receive email
- What kind of line 07871 735461 is
- Who else gives the postcode SG5 3XT
FCA permissions and consumer protection
- Protection through the principal firmProtection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 17246238 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 27 May 2026 (less than a year old)
- Registered office
- 33 Wootton Road, Kempston, Bedford, MK43 9BH, England
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Adrian Michael Courtney Speed | Director | Aug 1967 | 27 May 2026 | None |
| Julie Rose Speed | Director | Jun 1973 | 27 May 2026 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
Key dates in its history
Julie Speed Financial Planning’s history from the FCA register and Companies House, newest first.
2026
8 July 2026
- Became an appointed representative
FCA register
27 May 2026
- Incorporated at Companies House
- Adrian Michael Courtney Speed became a part-owner (25–50% of shares)
- Julie Rose Speed took control (25–50% of shares)
- Adrian Michael Courtney Speed appointed as a director
- Julie Rose Speed appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Julie Speed Financial Planning
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details, 1 flagged
- All 6 events in its history
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Frequently asked questions about this firm
Is Julie Speed Financial Planning Ltd FCA authorised?
Julie Speed Financial Planning Ltd (FRN 1059203) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Julie Speed Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Julie Speed Financial Planning Ltd (FRN 1059203) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Julie Speed Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Julie Speed Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Julie Speed Financial Planning’s phone number and website?
The FCA register lists the phone number 07871 735461 and the website juliespeedfp.co.uk for Julie Speed Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Julie Speed Financial Planning a scam or clone?
Julie Speed Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Julie Speed Financial Planning?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Julie Speed Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Julie Speed Financial Planning?
Companies House lists 2 people with significant control of Julie Speed Financial Planning: Julie Rose Speed (25–50% of shares) and Adrian Michael Courtney Speed (25–50% of shares).
Who runs Julie Speed Financial Planning?
Companies House lists 2 directors of Julie Speed Financial Planning: Adrian Michael Courtney Speed and Julie Rose Speed.
How long has Julie Speed Financial Planning been in business?
The company was formed on 27 May 2026.
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk