Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 5 years
- Protected through the principal
- No FCA actions
- Active company since 2008
- Accounts filed up to 31 March 2026
Responsible principal firm
CLEAR INSURANCE MANAGEMENT LIMITED Reference number: 307982 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Qube 2 Limited (FRN 960129) introduces customers to CLEAR INSURANCE MANAGEMENT LIMITED (FRN 307982). Any regulated advice or arranging is done by the principal, not Qube 2.
- Example: if Qube 2 refers you to a financial adviser, the advice should come from the principal firm, not from Qube 2 itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
15A Hitchin Road, Stotfold, Hitchin, Bedfordshire, SG5 4HP, United Kingdom
In the full report: 2 background checks
- What kind of line 0333 014 3330 is, and the other firm that gives it
- Who else gives the postcode SG5 4HP
Other names (1)
If you were contacted under any of these names, it is this firm.
- Qube Lettings Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Clear Insurance Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 06551993 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 1 April 2008 (18 years old)
- Registered office
- 15a Hitchin Road, Stotfold, Hitchin, Hertfordshire, SG5 4HP
- Nature of business
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- Other letting and operating of own or leased real estate (SIC 68209)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Andrew Harding | Director | Mar 1967 | 1 Apr 2008 | 28 other companies |
| Richard Allen Seeley | Director | May 1948 | 1 Apr 2008 | 8 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 34
- closed down
- 12
- is FCA-registered
- 1
In the full report: all 34 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 2 companies these 2 directors run together
Filed accounts and finances
Total equity
£25.8k
+11% from £23.2k
Employees (average)
1
Same as 1
Owed within a year
£14.4k
−49% from £28.5k
Assets and liabilities
In the full report: all 8 years of accounts
- Every year from 2019 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 06551993. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Qube 2’s history from the FCA register and Companies House, newest first.
2023
14 November 2023
- Richard Allen Seeley became a part-owner (25–50% of shares)
Companies House
2021
11 October 2021
- Became an introducer appointed representative
FCA register
2016
6 April 2016
- Andrew Harding became the majority owner (50–75% of shares)
Companies House
2008
1 April 2008
- Incorporated at Companies House
Companies House
In the full report: all 7 events
- All 7 events in its history (4 shown here)
- Every director appointment and resignation: 2
Firms connected to Qube 2
Other FCA-listed firms that share a director, phone number or address with Qube 2. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
- share its phone number
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Qube 2
Other firms of the same type (insurance broker), nearest first.
In Hitchin
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Qube 2
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 34 other companies its directors have run, named
- 2 background checks on its contact details
- 8 years of accounts, charted
- All 7 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk