JW Finance Ltd

Reference number: 475709

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When jwfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 7129 1084 is
  • Whether SW1E 5BY is a shared office: 26 other firms give it
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Debt-counselling
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06398547
Company status
Active
Company type
Private limited company
Incorporated
15 October 2007 (19 years old)
Registered office
255 Poulton Road, Wallasey, CH44 4BT, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
James Robert Wyner Director Mar 1968 15 Oct 2007 6 other companies
Tracy Wyner Secretary Not published 15 Oct 2007 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
5
still active
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 October 2025Small company accountsNot audited

Net assets

£430k

+10% from £391k

Cash at bank

£9,115

−99% from £697k

Employees (average)

4

+33% from 3

Owed within a year

£497k

+24% from £399k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06398547. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

JW Finance’s history from the FCA register and Companies House, newest first.

Key events (8) All events (12)

2021

2 November 2021

  • Changed its registered name from "J W Finance Ltd"

FCA register

2019

1 November 2019

  • Tracy Wyner stopped being a part-owner

Companies House

2016

6 April 2016

  • James Robert Wyner became the majority owner (50–75% of shares)
  • Tracy Wyner became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2008

1 February 2008

  • Became authorised by the FCA

FCA register

31 January 2008

  • Regulated by the Financial Services Authority from this date

FCA register

2007

15 October 2007

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (8 shown here)
  • Every director appointment and resignation: 1
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Firms like JW Finance

Other firms of the same type (financial adviser), nearest first.

In London

Ernst & Young LLPLondonAuthorisedGallagher (Administration & Investment) LimitedLondonAuthorisedGallagher Risk & Reward LimitedLondonAuthorisedKroll Securities LtdLondonAuthorisedCambridge Mercantile Risk Management (UK) LtdLondonAuthorisedCapita Pension Solutions LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on JW Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is JW Finance Ltd FCA authorised?
Yes, JW Finance Ltd (FRN 475709) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2008 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is JW Finance’s phone number and website?
The FCA register lists the phone number 020 7129 1084 and the website jwfinance.co.uk for JW Finance. If you were given different contact details, use these to check with the firm before going any further.
Is JW Finance a scam or clone?
JW Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with JW Finance?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about JW Finance to the Financial Ombudsman Service, free of charge.
Who owns JW Finance?
Companies House lists one person with significant control of JW Finance: Mr James Robert Wyner (50–75% of shares). Before that, it was controlled by Mrs Tracy Wyner.
Who runs JW Finance?
Companies House lists one director of JW Finance: James Robert Wyner.
How long has JW Finance been in business?
The company was formed on 15 October 2007, and has held its current FCA authorisation since February 2008.
What do JW Finance’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £430k (+10% from £391k) and cash at bank of £9,115 (−99% from £697k).

Sources and links

The full report on JW Finance Ltd

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