Kaldi Financial Technology Limited

Reference number: 1017309

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

RISKSAVE TECHNOLOGIES LTD Reference number: 775330 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • KALDI FINANCIAL TECHNOLOGY LIMITED (FRN 1017309) is an AR of RISKSAVE TECHNOLOGIES LTD (FRN 775330). When you use KALDI FINANCIAL TECHNOLOGY's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from KALDI FINANCIAL TECHNOLOGY, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07598 82764

  • Address

    1 Lyric Square, London, Hammersmith And Fulham, W6 0NB, United Kingdom

In the full report: 2 background checks, 1 thing worth a closer look

  • What kind of line 07598 82764 is
  • Whether W6 0NB is a shared office: 21 other firms give it
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Kaldi Trading name
  • Kaldi App Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Risksave Technologies Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13757407
Company status
Active
Company type
Private limited company
Incorporated
22 November 2021 (4 years old)
Registered office
One Lyric Square, Lyric Square, London, W6 0NB, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Justin Keith White Director Oct 1980 22 Nov 2021 None
Toby William Broke-Smith Director Jun 1966 2 Jul 2024 1 other company
William Burges Watson Director Sep 2001 14 Jun 2026 None
Mark Davies Director Jan 1971 14 Jun 2026 27 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
28
closed down
6
still active
22

In the full report: all 28 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Net assets

£1.10m

−36% from £1.73m

Cash at bank

£235k

−71% from £825k

Employees (average)

7

+40% from 5

Owed within a year

£68.8k

+110% from £32.8k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 13757407. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Kaldi Financial Technology’s history from the FCA register and Companies House, newest first.

Key events (4) All events (12)

2024

9 September 2024

  • Became an appointed representative

FCA register

2021

22 November 2021

  • Incorporated at Companies House
  • Justin Keith White became a part-owner (25–50% of shares)
  • Mark Eagleson Burges Watson became a part-owner (25–50% of shares)

Companies House

In the full report: all 12 events

  • All 12 events in its history (4 shown here)
  • Every director appointment and resignation: 6
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Firms like Kaldi Financial Technology

Other firms of the same type (financial adviser), nearest first.

In London

SIX Financial Information UK LimitedLondonAppointed representativeMagellan Investment Partners (UK) LimitedLondonAppointed representativeMoonfare UK LimitedLondonAppointed representativeAlpha FX Institutional LimitedLondonAppointed representativeLCP Capital Solutions LimitedLondonAppointed representativeBrighton Park Capital UK LimitedLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Kaldi Financial Technology

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 28 other companies its directors have run, named
  • 2 background checks on its contact details, 1 flagged
  • 4 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is Kaldi Financial Technology Limited FCA authorised?
Kaldi Financial Technology Limited (FRN 1017309) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Kaldi Financial Technology?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Kaldi Financial Technology Limited (FRN 1017309) is an AR of RISKSAVE TECHNOLOGIES LTD (FRN 775330). When you use Kaldi Financial Technology's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Kaldi Financial Technology, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Kaldi Financial Technology’s phone number?
The FCA register lists the phone number 07598 82764 for Kaldi Financial Technology. If you were given different contact details, use these to check with the firm before going any further.
Is Kaldi Financial Technology a scam or clone?
Kaldi Financial Technology is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Kaldi Financial Technology?
Protection works through Risksave Technologies Ltd, the principal firm responsible for Kaldi Financial Technology's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Kaldi Financial Technology?
Companies House lists 2 people with significant control of Kaldi Financial Technology: Mr Justin Keith White (25–50% of shares) and Mr Mark Eagleson Burges Watson (25–50% of shares).
Who runs Kaldi Financial Technology?
Companies House lists 4 directors of Kaldi Financial Technology: Justin Keith White, Toby William Broke-Smith, William Burges Watson and Mark Davies.
How long has Kaldi Financial Technology been in business?
The company was formed on 22 November 2021.
What do Kaldi Financial Technology’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £1.10m (−36% from £1.73m) and cash at bank of £235k (−71% from £825k).
Does Kaldi Financial Technology use any other names?
It trades as Kaldi and Kaldi App.

Sources and links

The full report on Kaldi Financial Technology Limited

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