Kapsons Financial Solutions Limited

Reference number: 558691

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Kapsons Financial Solutions Limited (FRN 558691) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Kapsons Financial Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Kapsons Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When kapsonsfs.co.uk first appeared online, and whether it can receive email
  • What kind of line 07792 005973 is
  • Who else gives the postcode TW4 6JQ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Kunal Kapoor Former name
  • Kapsons Mortgage Solutions Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11212763
Company status
Active
Company type
Private limited company
Incorporated
19 February 2018 (8 years old)
Registered office
Suite B507, 5th Floor 50 Salisbury Road, Hounslow, TW4 6JQ, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Kunal Kapoor Director May 1983 19 Feb 2018 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£390

−85% from £2,564

Employees (average)

2

Same as 2

Owed within a year

£11.8k

−46% from £21.8k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11212763. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Kapsons Financial Solutions’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2018

16 August 2018

  • Changed its registered name from "Kunal Kapoor"

FCA register

19 February 2018

  • Incorporated at Companies House
  • Kunal Kapoor became the majority owner (50–75% of shares)
  • Shweta Khanna became a part-owner (25–50% of shares)

Companies House

2011

1 August 2011

  • Became an appointed representative

FCA register

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Kapsons Financial Solutions

Other FCA-listed firms that share a director, phone number or address with Kapsons Financial Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Kapsons Financial Solutions

Other firms of the same type (financial adviser), nearest first.

In London

SIX Financial Information UK LimitedLondonAppointed representativeMagellan Investment Partners (UK) LimitedLondonAppointed representativeMoonfare UK LimitedLondonAppointed representativeAlpha FX Institutional LimitedLondonAppointed representativeLCP Capital Solutions LimitedLondonAppointed representativeBrighton Park Capital UK LimitedLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Kapsons Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 8 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Kapsons Financial Solutions Limited FCA authorised?
Kapsons Financial Solutions Limited (FRN 558691) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Kapsons Financial Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Kapsons Financial Solutions Limited (FRN 558691) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Kapsons Financial Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Kapsons Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Kapsons Financial Solutions’ phone number and website?
The FCA register lists the phone number 07792 005973 and the website kapsonsfs.co.uk for Kapsons Financial Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Kapsons Financial Solutions a scam or clone?
Kapsons Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Kapsons Financial Solutions?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Kapsons Financial Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Kapsons Financial Solutions?
Companies House lists 2 people with significant control of Kapsons Financial Solutions: Mr Kunal Kapoor (50–75% of shares) and Mrs Shweta Khanna (25–50% of shares).
Who runs Kapsons Financial Solutions?
Companies House lists one director of Kapsons Financial Solutions: Kunal Kapoor.
How long has Kapsons Financial Solutions been in business?
The company was formed on 19 February 2018.
What do Kapsons Financial Solutions’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £390 (−85% from £2,564).
Does Kapsons Financial Solutions use any other names?
It has previously used 2 other names: Kunal Kapoor and Kapsons Mortgage Solutions.

Sources and links

The full report on Kapsons Financial Solutions Limited

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