Kay Consulting

Reference number: 215005

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Appointed representative

Kay Consulting does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Openwork Limited Reference number: 408285 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Kay Consulting (FRN 215005) is an AR of Openwork Limited (FRN 408285). When you use Kay Consulting's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Kay Consulting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0161 767 8980

  • Address

    Second Floor, 228 Bury New Road, Whitefield, Manchester, Greater Manchester, M45 8QN, United Kingdom

In the full report: 2 background checks

  • What kind of line 0161 767 8980 is
  • Who else gives the postcode M45 8QN
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Mark Montague Kay Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Kay Consulting’s history from the FCA register and Companies House, newest first.

Key events (3) All events (6)

2025

9 December 2025

  • Changed its registered name from "Mark Montague Kay"

FCA register

2006

23 November 2006

  • Changed its registered name from "Kay Consulting"

FCA register

2002

11 July 2002

  • Became an appointed representative

FCA register

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
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Firms like Kay Consulting

Other firms of the same type (financial adviser), nearest first.

In Manchester

Adeptio Wealth Management LtdManchesterAppointed representativeAJ Barnes Financial Planning LtdManchesterAppointed representativeAJ Brown Financial Planning LtdManchesterAppointed representativeAlexander BartonManchesterAppointed representativeAnderton & Associates Financial Planning LimitedManchesterAppointed representativeAndrew Street Financial ServicesManchesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Kay Consulting

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is Kay Consulting FCA authorised?
Kay Consulting (FRN 215005) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Kay Consulting?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Kay Consulting (FRN 215005) is an AR of Openwork Limited (FRN 408285). When you use Kay Consulting's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Kay Consulting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Kay Consulting’s phone number?
The FCA register lists the phone number 0161 767 8980 for Kay Consulting. If you were given different contact details, use these to check with the firm before going any further.
Is Kay Consulting a scam or clone?
Kay Consulting is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Kay Consulting?
Protection works through Openwork Limited, the principal firm responsible for Kay Consulting's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Kay Consulting use any other names?
It trades as Mark Montague Kay.

Sources and links

The full report on Kay Consulting

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