Keels Financial Management

Reference number: 503449

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Keels Financial Management (FRN 503449) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Keels Financial Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Keels Financial Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When sophiejanekeelaghan.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 8042 0000 is, and the 12 other firms that give it
  • Whether EC3V 9BQ is a shared office: 222 other firms give it
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Sophie-Jane Keelaghan Former name
  • Sophie-Jane Williams Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Keels Financial Management’s history from the FCA register and Companies House, newest first.

2021

31 January 2021

  • Changed its registered name from "Sophie-Jane Keelaghan"

FCA register

2013

7 October 2013

  • Changed its registered name from "Sophie-Jane Williams"

FCA register

2009

9 July 2009

  • Became an appointed representative

FCA register

Firms connected to Keels Financial Management

Other FCA-listed firms that share a director, phone number or address with Keels Financial Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its phone number
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same phone number (3), the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Keels Financial Management

Other firms of the same type (financial adviser), nearest first.

In London

SIX Financial Information UK LimitedLondonAppointed representativeMagellan Investment Partners (UK) LimitedLondonAppointed representativeMoonfare UK LimitedLondonAppointed representativeAlpha FX Institutional LimitedLondonAppointed representativeLCP Capital Solutions LimitedLondonAppointed representativeBrighton Park Capital UK LimitedLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Keels Financial Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details, 1 flagged
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Keels Financial Management FCA authorised?
Keels Financial Management (FRN 503449) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Keels Financial Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Keels Financial Management (FRN 503449) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Keels Financial Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Keels Financial Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Keels Financial Management’s phone number and website?
The FCA register lists the phone number 020 8042 0000 and the website sophiejanekeelaghan.co.uk for Keels Financial Management. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 12 other FCA firms, one of which is no longer authorised.
Is Keels Financial Management a scam or clone?
Keels Financial Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Keels Financial Management?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Keels Financial Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Keels Financial Management use any other names?
It has previously used 2 other names: Sophie-Jane Keelaghan and Sophie-Jane Williams.

Sources and links

The full report on Keels Financial Management

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