Keys Premium Finance (2006) Ltd

Reference number: 725157

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When keysfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 028 9066 0791 is, and the other firm that gives it
  • Who else gives the postcode BT8 7AR
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
17 May 2006 (20 years old)
Registered office
Suite F, First Floor, Block 1 Forestview, Purdy's Lane, Belfast, BT8 7AR, Northern Ireland
Nature of business
  • Financial leasing (SIC 64910)

Directors and company secretaries

Name Role Born Appointed Other companies
Owen Macauley Graham Director Apr 1972 17 May 2006 5 other companies
Barbara Anne Christine Jordan Director Aug 1966 1 Dec 2013 1 other company
Craig Stewart Leathley Director Dec 1970 16 Jun 2015 None
Patrick Lauri Farry Director Jun 1962 21 Apr 2016 2 other companies
Robert Michael Darling Director Aug 1963 1 Nov 2025 2 other companies
Elaine Mary Smith Secretary Not published 1 Jun 2024 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
9
still active
9
are FCA-registered
2

In the full report: all 9 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 1 company these 5 directors run together
  • All 9 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 May 2025Small company accountsAudited

Total equity

£1.71m

No earlier figure to compare

Cash at bank

£109k

No earlier figure to compare

Employees (average)

19

No earlier figure to compare

Owed within a year

£24.5m

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI059379. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Keys Premium Finance (2006)’s history from the FCA register and Companies House, newest first.

2017

17 May 2017

  • Owen Macauley Graham gained significant control

Companies House

2016

21 July 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2006

17 May 2006

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (4 shown here)
  • Every director appointment and resignation: 11
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Firms connected to Keys Premium Finance (2006)

Other FCA-listed firms that share a director, phone number or address with Keys Premium Finance (2006). A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its phone number
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same phone number (1), the same postcode (2)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Keys Premium Finance (2006)

Other firms of the same type (lender), nearest first.

In Belfast

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Keys Premium Finance (2006)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 9 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 17 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Keys Premium Finance (2006) Ltd FCA authorised?
Yes, Keys Premium Finance (2006) Ltd (FRN 725157) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is Keys Premium Finance (2006)’s phone number and website?
The FCA register lists the phone number 028 9066 0791 and the website keysfinance.co.uk for Keys Premium Finance (2006). If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Keys Premium Finance (2006) a scam or clone?
Keys Premium Finance (2006) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Keys Premium Finance (2006)?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Keys Premium Finance (2006) handles your money, so check the specific product before you commit. You can also refer complaints about Keys Premium Finance (2006) to the Financial Ombudsman Service, free of charge.
Who owns Keys Premium Finance (2006)?
Companies House lists one person with significant control of Keys Premium Finance (2006): Mr Owen Macauley Graham (significant influence or control).
Who runs Keys Premium Finance (2006)?
Companies House lists 5 directors of Keys Premium Finance (2006): Owen Macauley Graham, Barbara Anne Christine Jordan, Craig Stewart Leathley, Patrick Lauri Farry and Robert Michael Darling.
How long has Keys Premium Finance (2006) been in business?
The company was formed on 17 May 2006, and has held its current FCA authorisation since July 2016.
What do Keys Premium Finance (2006)’s latest accounts show?
Its latest accounts, to 31 May 2025, show total equity of £1.71m (no earlier figure to compare) and cash at bank of £109k (no earlier figure to compare).

Sources and links

The full report on Keys Premium Finance (2006) Ltd

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