Latchman Mortgage Services Limited

Reference number: 565412

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Latchman Mortgage Services Limited (FRN 565412) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Latchman Mortgage Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Latchman Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Address

    5 Cleveland Road, Brighton, East Sussex, BN1 6FF, United Kingdom

In the full report: 1 background check

  • Who else gives the postcode BN1 6FF
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • The Brighton Mortgage Company Trading name: A name it trades under now.
  • Latchman Mortgage Services Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
4 September 2006 (20 years old)
Registered office
Unit 2.02 High Weald House, Glovers End, Bexhill, East Sussex, TN39 5ES, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Malcolm Latchman Director Feb 1961 4 Sep 2006 1 other company
Sibel Recber Latchman Secretary Not published 4 Sep 2006 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£3,177

−38% from £5,121

Cash at bank

£135k

+14% from £118k

Employees (average)

2

Same as 2

Owed within a year

£133k

+17% from £114k

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05924234. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Latchman Mortgage Services’s history from the FCA register and Companies House, newest first.

2026

16 March 2026

  • Changed its registered name from "Latchman Mortgage Services Ltd"

FCA register

2016

6 April 2016

  • Malcolm Latchman became the majority owner (50–75% of shares)
  • Sibel Recber Latchman became a part-owner (25–50% of shares)

Companies House

2011

28 September 2011

  • Became an appointed representative
  • Began trading as "The Brighton Mortgage Company"

FCA register

2006

4 September 2006

  • Incorporated at Companies House
  • Malcolm Latchman appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Latchman Mortgage Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Brighton

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Latchman Mortgage Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 1 background check on its contact details
  • 7 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is Latchman Mortgage Services Limited FCA authorised?
Latchman Mortgage Services Limited (FRN 565412) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Latchman Mortgage Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Latchman Mortgage Services Limited (FRN 565412) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Latchman Mortgage Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Latchman Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is Latchman Mortgage Services a scam or clone?
Latchman Mortgage Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Latchman Mortgage Services?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Latchman Mortgage Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Latchman Mortgage Services?
Companies House lists 2 people with significant control of Latchman Mortgage Services: Mr Malcolm Latchman (50–75% of shares) and Mrs Sibel Recber Latchman (25–50% of shares).
Who runs Latchman Mortgage Services?
Companies House lists one director of Latchman Mortgage Services: Malcolm Latchman.
How long has Latchman Mortgage Services been in business?
The company was formed on 4 September 2006.
What do Latchman Mortgage Services’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £3,177 (−38% from £5,121) and cash at bank of £135k (+14% from £118k).
Does Latchman Mortgage Services use any other names?
It trades as The Brighton Mortgage Company. It has previously used the name Latchman Mortgage Services Ltd.

Sources and links

The full report on Latchman Mortgage Services Limited

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