Latchum Heritage Wealth Management Ltd
Reference number: 990202
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 3 years
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 31 December 2025
Responsible principal firm
St. James's Place Wealth Management Plc Reference number: 195351 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Latchum Heritage Wealth Management Ltd (FRN 990202) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Latchum Heritage Wealth Management's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Latchum Heritage Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
2 Bluebell Close, Whittle-le-Woods, Chorley, Lancashire, PR6 7RH, United Kingdom
In the full report: 3 background checks
- When latchumheritage.co.uk first appeared online, and whether it can receive email
- What kind of line 07721 654762 is
- Who else gives the postcode PR6 7RH
FCA permissions and consumer protection
- Protection through the principal firmProtection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14399266 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 5 October 2022 (4 years old)
- Registered office
- 2 Bluebell Close, Whittle Le Woods, Chorley, Lancashire, PR6 7RU, United Kingdom
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Martin Latchum | Director | May 1961 | 5 Oct 2022 | 2 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- closed down
- 2
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Total equity
£4,066
Up £3,908 from £158
Cash at bank
£5,540
+94% from £2,855
Employees (average)
2
+100% from 1
Owed within a year
£2,930
−35% from £4,517
Total equity
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 14399266. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Latchum Heritage Wealth Management’s history from the FCA register and Companies House, newest first.
2023
18 January 2023
- Became an appointed representative
FCA register
2022
5 October 2022
- Incorporated at Companies House
- Martin Latchum took control (75–100% of shares)
- Martin Latchum appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Latchum Heritage Wealth Management
Other firms of the same type (financial adviser), nearest first.
In Chorley
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Latchum Heritage Wealth Management
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 3 background checks on its contact details
- All 4 events in its history
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Latchum Heritage Wealth Management Ltd FCA authorised?
What does appointed representative mean for Latchum Heritage Wealth Management?
What is Latchum Heritage Wealth Management’s phone number and website?
Is Latchum Heritage Wealth Management a scam or clone?
Is my money safe with Latchum Heritage Wealth Management?
Who owns Latchum Heritage Wealth Management?
Who runs Latchum Heritage Wealth Management?
How long has Latchum Heritage Wealth Management been in business?
What do Latchum Heritage Wealth Management’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk