Laura Sheargold

Reference number: 917353

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Appointed representative

Laura Sheargold does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

MORTGAGE INTELLIGENCE LIMITED Reference number: 305330 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Laura Sheargold (FRN 917353) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use Laura Sheargold's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Laura Sheargold, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When sheargoldmortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 07970 629455 is
  • Who else gives the postcode KT13 8PR
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Sheargold Mortgages Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Intelligence Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Laura Sheargold’s history from the FCA register and Companies House, newest first.

2019

25 November 2019

  • Became an appointed representative
  • Began trading as "Sheargold Mortgages"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Laura Sheargold

Other firms of the same type (mortgage adviser or broker), nearest first.

In Weybridge

Pinegrove Mortgages LimitedWeybridgeAppointed representativeMark MacKenzieWeybridgeAuthorisedNoms Financial Solutions LtdWeybridgeAuthorisedP10 Financial LtdWeybridgeAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Laura Sheargold

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Laura Sheargold FCA authorised?
Laura Sheargold (FRN 917353) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Laura Sheargold?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Laura Sheargold (FRN 917353) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use Laura Sheargold's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Laura Sheargold, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Laura Sheargold’s phone number and website?
The FCA register lists the phone number 07970 629455 and the website sheargoldmortgages.co.uk for Laura Sheargold. If you were given different contact details, use these to check with the firm before going any further.
Is Laura Sheargold a scam or clone?
Laura Sheargold is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Laura Sheargold?
Protection works through Mortgage Intelligence Limited, the principal firm responsible for Laura Sheargold's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Laura Sheargold use any other names?
It trades as Sheargold Mortgages.

Sources and links

The full report on Laura Sheargold

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