P10 Financial Ltd

Reference number: 832186

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When p10financial.com first appeared online, and whether it can receive email
  • What kind of line 020 8891 4422 is
  • Who else gives the postcode KT13 8AL
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • MESA FINANCIAL CONSULTANTS LTD Former name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (9 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09544805
Company status
Active
Company type
Private limited company
Incorporated
15 April 2015 (11 years old)
Registered office
Egerton House, 68 Baker Street, Weybridge, Surrey, KT13 8AL, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
James John Mcgregor Director May 1989 15 Apr 2015 1 other company
Francisco Jose Mesa Baya Director Mar 1974 15 Apr 2015 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£416k

+24% from £336k

Cash at bank

£128k

−35% from £198k

Employees (average)

7

Same as 7

Owed within a year

£252k

+32% from £191k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09544805. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

P10 Financial’s history from the FCA register and Companies House, newest first.

Key events (6) All events (11)

2023

2 October 2023

  • Changed its registered name from "MESA FINANCIAL CONSULTANTS LTD"

FCA register

2020

1 October 2020

  • Francisco Jose Mesa Baya became a part-owner (25–50% of shares)

Companies House

2019

11 September 2019

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • James John McGregor became a part-owner (25–50% of shares)

Companies House

2015

15 April 2015

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 4
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Firms connected to P10 Financial

Other FCA-listed firms that share a director, phone number or address with P10 Financial. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like P10 Financial

Other firms of the same type (mortgage adviser or broker), nearest first.

In Weybridge

Mark MacKenzieWeybridgeAuthorisedNoms Financial Solutions LtdWeybridgeAuthorisedLaura SheargoldWeybridgeAppointed representativePinegrove Mortgages LimitedWeybridgeAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on P10 Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 11 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is P10 Financial Ltd FCA authorised?
Yes, P10 Financial Ltd (FRN 832186) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2019 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is P10 Financial’s phone number and website?
The FCA register lists the phone number 020 8891 4422 and the website p10financial.com for P10 Financial. If you were given different contact details, use these to check with the firm before going any further.
Is P10 Financial a scam or clone?
P10 Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with P10 Financial?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about P10 Financial to the Financial Ombudsman Service, free of charge.
Who owns P10 Financial?
Companies House lists 2 people with significant control of P10 Financial: Mr Francisco Jose Mesa Baya (25–50% of shares) and Mr James John McGregor (25–50% of shares).
Who runs P10 Financial?
Companies House lists 2 directors of P10 Financial: James John McGregor and Francisco Jose Mesa Baya.
How long has P10 Financial been in business?
The company was formed on 15 April 2015, and has held its current FCA authorisation since September 2019.
What do P10 Financial’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £416k (+24% from £336k) and cash at bank of £128k (−35% from £198k).
Does P10 Financial use any other names?
It has previously used the name MESA FINANCIAL CONSULTANTS LTD.

Sources and links

The full report on P10 Financial Ltd

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